
Stuart, FL
Stuart, FL

Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Sun
closed
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
Excellent service. Got us a great rate. Very professional! I would send all my friends to Element Funding.
Easy to work with and answered all of our questions quickly.
Joanne is amazing! This is the 6th mortgage she has done for me in the last 20 years. She is so responsive and so knowledgeable. I highly recommend her. She is a pleasure to work with. In 1999 she did a mortgage for me on a foreclosure house...
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Joanne and Angela were always available to answer questions and explained everything thoroughly. They were always very pleasant
Excellent communication every step of the way. Promo responses by Darren and his team. Overall excellent experience.
Joanne and her team are pleasure to work with - very professional, dedicated, and always on top things. I would highly recommend Joanne to all my family and friends.
Joanne made this process very easy for us. She had great communication throughout and easily accessible to contact her. Overall, I couldn’t have asked for a better first time home buying experience!
The best experience ever she’s wonderful I would recommend her to everyone.
Smooth process
Great staff and great communication. Thank you so much to all the wonderful people at Sterling Mortgage.
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.