Schertz, TX

4.89

(1,020)

Mortgage

Mortgage Loan Officer

Contact Info

(800) 924-4427

Schertz, TX

https://firstunitedteam.com/

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4.89

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Harding was profession and relatable. Harding looked out for my best interest and was honest with the process and throughout the process. Harding also guided aspects of the process that was not required and had an open line of communication....

Both Harding and his team were very attentive and knowledgeable. They made the process very easy!

Timeliness

My experience was disappointing. I was quoted a specific rate with no points, but it later became clear the rate was never properly locked. This resulted in additional costs at closing that I had not been prepared for. Throughout the process,...

Reply from Harding McEldowney - First United M...

December 10th, 2025 03:42 PM

Good morning Robert M,When we first received the loan the time constraint of less than 15 days created a fire drill for all involved. When we start off behind the eight ball and come down to the wire to make your closing happen on time, mistakes...

Interest rates were inconsistent and finding out last minute was upsetting

Harding really worked intelligently and hard to get me qualified for the loan. Harding is creative and stern about obeying all perimeters of qualifications throughout this process. He is a great mortgage agent to work with and trust!

Great communication through entire process.

Harding and his team were so professional. He also made a difficult process tolerable. When I got frustrated he was always there to keep me going forward and I'm glad i did thank you Harding! You're the best!!

Grateful to Harding and the Team! This was a complicated one to secure our construction loan. the quick, creative and positive approach got us through with Demo able to start the day after closing.Highly recommend due to expertise and tenacity...

This experience can be very stressful but Harding and his team went above and beyond to help us get to the finish line. My husband and I will be forever grateful!

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About

Getting a mortgage should fit your life. At First United, we sit down and really get to know you. We answer your questions and ask some of our own so we can best understand your unique situation. And, unlike most lending companies, we house our underwriting, processing, closing and funding departments all under one roof to simplify and accelerate the mortgage process. The result is a loan that's simple, fast, convenient and specifically tailored to you and your investment. We welcome the opportunity to earn your business and trust by making your financing process a positive experience. Apply on-line today and get the right mortgage from First United. It's time to Spend Life Wisely®.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Time Zone

Central Standard Time (CST)

Disclaimer

This is not an offer for extension of credit or commitment to lend. All loans subject to program guidelines and final underwriting approval. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Please contact your loan officer for further information. Copyright © 2024 First United Bank. All Rights Reserved.