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RANZA Lending Division of ALCOVA Mortgage, McKinney, TX
McKinney, TX

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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We had become discouraged of buying home in the near future until Tara was able to guide us and show us that it was possible!
Reply from Tara Kunz
July 23rd, 2026 07:25 PM
Judson, I'm grateful to know that I could help turn your home-buying experience into a positive one. Thank you for trusting me with this important journey at ALCOVA Mortgage!
Mehdi and his team made my family and myself first experience buying a home stress free and easy. I would definitely recommend him to anyone who needs a informative and helpful mind during what could be a stressful process.
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Reply from Mehdi Kouchtaf
July 13th, 2026 04:35 PM
Caitlin, I'm happy to hear that your first home-buying experience was stress-free and easy with my team and me. It's great to know that you found the process informative and helpful. Thank you for your recommendation and trust in ALCOVA Mortgage....
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Great communication and great at prioritizin That clinents needs.
Reply from Mehdi Kouchtaf
July 13th, 2026 05:42 PM
Kenneth, thank you for your kind words about my communication and dedication to prioritizing clients' needs. I'm pleased to know that you had a positive experience with ALCOVA Mortgage.
The whole process has been awful. Emails with incorrect information and words not even spelled correctly. Videos to watch like we are 5 year olds buying a home. Asking us to print and sign items that were not necessary. And to top it all off...
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Imelda was always eger to answer questions and was helpful every step of the way!
Reply from Imelda Cooley
July 6th, 2026 08:47 PM
Raylene, I'm grateful for your kind words. It was great to be able to assist you and provide support throughout the process. If you have any more questions in the future, feel free to reach out.
Great communication throughout the process.
Reply from Christy Christian
July 6th, 2026 05:05 PM
Seth, I appreciate your kind words about the communication. I'm glad I could assist you throughout the process with ALCOVA Mortgage.
very professional
I've closed many many loans and this was by far the worst experience with a lending instituition I've ever experienced, I would never recommend Alcova to anyone and will never do any more business with this company .
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Imelda was professional, prompt, and friendly. We enjoyed working with her because we knew she cared about the process of buying our first home together as a newly married couple. She reminded us when items were due, explained the paperwork...
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Reply from Imelda Cooley
July 2nd, 2026 09:01 PM
Jesse, I appreciate your kind words and am so pleased to hear that you felt supported during your home-buying journey. It was my pleasure to assist you and ensure everything went smoothly. If you have any more questions or need further assistance,...
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There was a bit of miscommunication, confusion. I feel like he definitely knew what he was doing. And the miscommunication and confusion was likely not his fault .
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic, Southeast and the District of Columbia. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bridge Loans
$10,000 Closing Guarantee
FHA and National Homebuyers Fund (NHF)
SmartBuy FHA First with Dap Second
USDA
Trade-In Mortgage
VHDA Loan
Hard Money Investor Loans
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Time Zone
Central Standard Time (CST)
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance