Presidential Bank Mortgage | Ocean City NJ's Cover Image
Presidential Bank Mortgage | Ocean City NJ in Ocean City, NJ

Presidential Bank Mortgage | Ocean City NJ

Ocean City, NJ
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Presidential Bank Mortgage is committed to serving a wide range of customer needs and our Ocean City location has the staff to make your mortgage experience a positive one. We offer Conventional, FHA, VA, VHDA, and Rural Development program... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(215) 327-6053
Ocean City, NJ
https://www.presidentialbankmortgage.com/branches/oceancitynj
Point of Contact:
Tom Galt
VP, Branch Manager | NMLS 552150
tom.galt@presidential.com
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5 Star
97%
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3%
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Reviews from Web
  • for
    Presidential Bank Mortgage | Ocean City NJ
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    Robert A
    Posted on April 30th, 2026 01:27 PM
    Presidential Bank Mortgage | Ocean City NJ has received a review with 5 star rating from Robert A
  • for
    John Wish
    Encompass
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    Robert A
    Toms River, NJ
    Posted on April 30th, 2026 01:26 PM
    Communication was awesome.
  • for
    Presidential Bank Mortgage | Ocean City NJ
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    Bill J
    Posted on April 29th, 2026 09:50 PM
    Presidential Bank Mortgage | Ocean City NJ has received a review with 5 star rating from Bill J
  • for
    John Wish
    Encompass
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    William J
    South Amboy, NJ
    Posted on April 29th, 2026 09:49 PM
    John kept me informed and answered any questions i had,which were a lot being i wasn't sure of the process.John a the entire team were wonderful and i would highly recommend them!
  • for
    Tom Galt
    Encompass
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    Rachel W
    Sea Isle City, NJ
    Posted on April 25th, 2026 03:02 PM
    It was a complicated situation and he was able to get It done!
  • for
    Patrick Kelley
    Encompass
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    Raymond L W
    Northfield, NJ
    Posted on April 23rd, 2026 12:32 PM
    Pat is the ultimate professional and a pleasure to do business wit. Always responsive and does a great job keeping everyone informed .
  • for
    Presidential Bank Mortgage | Ocean City NJ
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    Maureen H
    Posted on March 30th, 2026 06:36 PM
    Presidential Bank Mortgage | Ocean City NJ has received a review with 5 star rating from Maureen H
  • for
    Tom Galt
    Encompass
    M
    Maureen H
    Villas, NJ
    Posted on March 30th, 2026 06:28 PM
    how to deal with both self-employed people and Shore properties. He stayed calm even when I wasn't.
  • for
    Tom Tyler
    Encompass
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    Keriann B
    Langhorne, PA
    Posted on March 27th, 2026 02:13 PM
    he completed our loan on a short time frame
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    Presidential Bank Mortgage | Ocean City NJ
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    Jared T
    Posted on March 3rd, 2026 06:04 PM
    Tom made magic happen getting our loan closed in 10 business days. He communicated the entire way and told me exactly what I needed to do keep the tight timeline. Will be using him again and recommending highly.
    Reply from Owner
    March 6th, 2026 08:21 PM
    Thank you for the wonderful review! We’re so glad Tom was able to make things happen and keep you informed every step of the way. We appreciate your recommendation and look forward to working with you again in the future!
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    About
    Presidential Bank Mortgage is committed to serving a wide range of customer needs and our Ocean City location has the staff to make your mortgage experience a positive one. We offer Conventional, FHA, VA, VHDA, and Rural Development programs and are committed to finding the mortgage product that best suits your needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Loan Origination

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.