

Presidential Bank Mortgage | Ocean City NJ
Ocean City, NJ

Presidential Bank Mortgage is committed to serving a wide range of customer needs and our Ocean City location has the staff to make your mortgage experience a positive one. We offer Conventional, FHA, VA, VHDA, and Rural Development program... Show More
Contact Info
Point of Contact:
Tom Galt
VP, Branch Manager | NMLS 552150
tom.galt@presidential.com
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found that the documentation that was required by the mortgage company was above and beyond necessary. I was required to show my entire financial situation which I found to be very, very invasive and unnecessary. I maintain a very high credit...
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Tom was great to work with. We all know a lender can make or break a deal and he was on top of everything and was very quick to reply with any question I had.
Phil was absolutely fantastic to work with! As a first-time homebuyer, I truly appreciated how attentive and supportive he was throughout the entire mortgage process. He made everything clear and stress-free from start to finish. I’d highly...
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Reply from Phil Cassidy
June 23rd, 2025 08:59 PM
Catherine I so much appreciate your kind words! Having your trust all through the process was so important to me and my team! I appreciate the opportunity to assist and wish you nothing but the best in your home! I thank Kurt Marhefka also...
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Tom is a consumate professional in the industry. He is proactive and provides great communication. I would never hesitate to recommend Tom to my clients!
Tom and team were very helpful and friendly throughout the entire process .
The professional service
John was extremely informative and communicative during the whole process . Made this process super easy!
Tom was extremely helpful with the process and provided exceptional support where needed. I would recommend Tom for all my future investments.
Jennifer was great about communicating with us and keeping us well informed about what to expect throughout the entire process.
Tom and Carol were only a phone call away. They helped get us through the entire process without any more stress than necessary
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About
Presidential Bank Mortgage is committed to serving a wide range of customer needs and our Ocean City location has the staff to make your mortgage experience a positive one. We offer Conventional, FHA, VA, VHDA, and Rural Development programs and are committed to finding the mortgage product that best suits your needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Loan Origination
Time Zone
Eastern Standard Time (EST)
Disclaimer
Company NMLS 421593. All loans subject to credit approval.