

Presidential Bank Mortgage | Ocean City NJ
Ocean City, NJ

Presidential Bank Mortgage is committed to serving a wide range of customer needs and our Ocean City location has the staff to make your mortgage experience a positive one. We offer Conventional, FHA, VA, VHDA, and Rural Development program... Show More
Contact Info
Point of Contact:
Tom Galt
VP, Branch Manager | NMLS 552150
tom.galt@presidential.com
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Reviews from Web
From start to finish, we were always well informed and educated with each step in the process, so we really understood and learned the entire experience. This made it much easier to digest. I would highly recommend Tom & PBM to anyone that...
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Very helpful the entire process. No pressure. No judgment.
He was very helpful knowing the lending market we were in and very informative on the different products.
Best bank I’ve ever been to people are kind when I drop $200 somebody give it back to me!
Reply from Owner
September 19th, 2025 03:31 PM
Thank you for sharing your experience! We’re so glad to hear about the kindness you encountered and that our team could help create such a positive impression.
One of the best aspects about purchasing my new home in Cape May Point was working with Tom Galt at Presidential.He was absolutely exceptional from start to finish.Tommy gave me realistic expectations on what to anticipate, regular updates...
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Jen made everything as smooth as it could be with all the hiccups we hit on the way
Tom Galt is an absolute professional and listens to your questions and concerns. He understands people don't know the language of all the paperwork of this process and will always have the time to go over everything - several times. The entire...
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I am so relieved that I was able to work with a lender who spent so much time and effort to get me the best loan.
Reply from Owner
August 5th, 2025 08:51 PM
Thank you so much! We’re thrilled to hear you felt supported throughout the process. It was our pleasure to help you secure the best possible loan!
Tom and Jennifer were so involved, they checked in on me every step of the way and I felt confident that they were paying attention and giving me solid advice.
Tom and his team proved to work with efficiency, attention to detail, problem-solving skills, and polite professionalism!
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About
Presidential Bank Mortgage is committed to serving a wide range of customer needs and our Ocean City location has the staff to make your mortgage experience a positive one. We offer Conventional, FHA, VA, VHDA, and Rural Development programs and are committed to finding the mortgage product that best suits your needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Loan Origination
Time Zone
Eastern Standard Time (EST)
Disclaimer
Company NMLS 421593. All loans subject to credit approval.