

Flat Branch Home Loans, O Fallon, MO
O Fallon, MO

Based in O’Fallon, Missouri, we are located in the Shops at Waterbury strip. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Missy is always professional, on top of it, and great to work with.
Reply from Missy Palitzsch
June 18th, 2026 05:54 PM
Robyn, thank you for your kind words. I'm pleased to hear that you find my professionalism and dedication helpful. It's wonderful to work with you!
Mike was very personable, friendly, and approachable, making this process seem like a breeze. He was absolutely outstanding, demonstrating extensive expertise and a thorough understanding of the subject. His explanations were detailed and clear,...
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Reply from Mike Cassimatis
May 28th, 2026 07:05 PM
Nayland, I'm pleased to hear that you found the process easy and comfortable. Your feedback on my explanations and expertise is greatly appreciated. If there's anything more I can assist you with, feel free to reach out.
Flat Branch Home Loans has received a review with 5 star rating from Nayland M
Reply from Owner
June 5th, 2026 12:00 AM
Thank you for your positive review! It is much appreciated!!
We were first time home buyers so we had tons of questions and Missy was ALWAYS ready and available to help. She thoroughly answered our questions and made this seemingly complicated process much more simple. We aporeciate her expertise and...
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Reply from Missy Palitzsch
May 18th, 2026 02:28 PM
I'm glad to hear that my assistance made your first home buying experience more manageable, Christine. It's great to know that my expertise and availability helped simplify the process for you. Thank you for placing your confidence in me—I...
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Missy cared for me throughout the entire process. She helped me stay on task during the whole lending process and answered any and all questions. She's magical and amazing at what she does!
Reply from Missy Palitzsch
May 18th, 2026 06:14 PM
Bethany, I'm so glad to hear that you felt cared for throughout the lending process. It's great to know that my support helped you stay on task and answered all your questions. Thank you for your kind words!
Flat Branch Home Loans has received a review with 5 star rating from Dave H
Reply from Owner
May 5th, 2026 12:00 AM
Thank you for a positive review and congratulations on your home purchase! It's always great to work with you and your family!!
Working with Missy at Flat Branch Home Loans was an absolutely wonderful experience from start to finish. She was incredibly knowledgeable, caring, and professional throughout the entire home buying process. No matter how many questions we...
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Reply from Missy Palitzsch
May 11th, 2026 03:22 PM
I'm grateful for your kind words, Joshua. It's good to know that my knowledge and communication helped make your home buying process smooth and manageable. I'm glad I could provide clarity and support at every step. Thank you for recommending...
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Working with Missy at Flat Branch Home Loans was an absolutely wonderful experience from start to finish. She was incredibly knowledgeable, caring, and professional throughout the entire home buying process. No matter how many questions we...
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Mike made the entire closing process seamless during an otherwise stressful relocation. His ability to execute an expedited closing was especially impressive--it allowed us to secure a home we loved that we otherwise might have missed. Throughout...
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Reply from Mike Cassimatis
May 8th, 2026 08:09 PM
Amanda, I'm grateful for your thoughtful review and pleased to know that I could help make your relocation and closing process seamless. It's great to hear that the expedited closing and flexibility in adjusting your mortgage terms were beneficial...
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Mike at Flat Branch Home Loans made the closing process completely seamless. His ability to execute on an expedited closing was especially impressive, as it allowed us to secure a home we loved that we might have otherwise missed. Throughout...
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About
Based in O’Fallon, Missouri, we are located in the Shops at Waterbury strip. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our O’Fallon location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149