

Flat Branch Home Loans, O Fallon, MO
O Fallon, MO

Based in O’Fallon, Missouri, we are located in the Shops at Waterbury strip. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Exceptional service. The process was easy and clearly laid out from start to finish. I have never had a mortgage process be so easy! Thank you!
Reply from Owner
July 4th, 2025 12:00 AM
Thank you! We are so happy for you!!
So helpful and the kindest person! Very great experience!
Reply from Missy Palitzsch
July 11th, 2025 03:23 PM
Thank you so much, Tara, for your kind words. I'm truly glad to hear that you had a great experience. Being helpful and kind is always my goal, and hearing this from you means a lot. If there's anything else I can do for you, please let me...
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He was very nice, and informative when explain the loan to us.
Great to work with, very knowledgeable and good communication. Everything with our experience went very smoothly.
Reply from Owner
July 4th, 2025 12:00 AM
Outstanding! Thank you Betty and Congratulations on the purchase of your new home!!
Michelle Willer and her team were on top of us getting our house!
Reply from Missy Palitzsch
July 5th, 2025 12:23 PM
Thank you for your positive review, Shannon. I'm glad to hear that Michelle Willer and her team provided you with excellent service during your home-buying process. If there is anything else I can assist you with, please feel free to reach...
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Working with Missy made our loan process simple & smooth! She answered all of our questions, let us know what our loan options were, and kept us up to date as our loan was being processed. Through the entire process, she was quick to respond...
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Reply from Missy Palitzsch
July 3rd, 2025 01:06 PM
I'm thrilled to hear that your loan process was simple and smooth. It was a pleasure to assist you, and I'm glad I could provide the support and information you needed. Thank you for choosing Flat Branch Home Loans!
Missy and her team were very prompt and timely with her responses to any questions that my wife and I had. She was very helpful and informative throughout the entire process, and I was always confident that we were in good hands.
Reply from Missy Palitzsch
June 29th, 2025 01:57 PM
I'm thrilled to hear that you and your wife felt well-supported and informed throughout the process. It was a pleasure assisting you, and I'm glad I could provide the timely responses and guidance you needed. Thank you for your kind words and...
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Everything was done professionally and in a timely fashion.
This was our second loan with Missy's help.
Very well done and with minimal stress.
Reply from Missy Palitzsch
June 28th, 2025 08:07 PM
I'm thrilled to hear that your experience was professional and timely. It was a pleasure assisting you with your second loan, and I'm glad it went smoothly with minimal stress. Thank you for your continued trust in Flat Branch Home Loans.
Great service and communication
Reply from Missy Palitzsch
June 17th, 2025 07:50 PM
Thank you Doug! I loved working with you!!
First-time borrowers for our first home build - Missy made my wife and me feel comfortable and confident throughout the whole process. At every interaction, she taught us and answered all our questions. Everything went just as described and...
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Reply from Missy Palitzsch
June 17th, 2025 07:51 PM
Jay- I loved working with you and Natalie! You both made this so easy!! Congratulations on your new home!
Thank you,
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About
Based in O’Fallon, Missouri, we are located in the Shops at Waterbury strip. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our O’Fallon location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149