

Flat Branch Home Loans, O Fallon, MO
O Fallon, MO

Based in O’Fallon, Missouri, we are located in the Shops at Waterbury strip. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Mike is easy to work with and so kind and amazing!!!
Reply from Mike Cassimatis
April 2nd, 2026 03:19 PM
Alyssa, I'm pleased to know you found it easy to work together and appreciated the experience. If you ever need anything further, don't hesitate to reach out.
Eileen walked me through the process transparently. She always kept me up on the status of my loan and ensured I knew what was in my court when it came to supplying supporting documents . The whole transaction was painless and she got me a...
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Made it easy, always there to answer a question and I always new where we were in the process - couldn't have asked for more
Reply from Missy Palitzsch
March 24th, 2026 12:51 PM
I'm glad to hear that the process was easy for you, Michael, and that I could be there to answer your questions. It's important to me that you felt informed every step of the way. If you ever have more questions or need any assistance, please...
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Missy went above and beyond to make this a smooth experience.
Reply from Missy Palitzsch
March 24th, 2026 12:40 PM
I appreciate your feedback, Kimberly. I'm glad to hear that I could help make the process a smooth one for you. If there's ever anything more you need or any questions arise down the line, please feel free to get in touch.
Missy is an absolute Rockstar! She was patient and walked us through each part of the process. Anytime I had a question I could go to her for stellar service. 10/10 for her and everyone on her team.
Reply from Missy Palitzsch
March 23rd, 2026 05:06 PM
I greatly appreciate your kind words, Leslie. I'm glad I could assist you with patience and guidance throughout the process, and I'm pleased that you felt supported. It means a lot to know that you were satisfied with the service you received....
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Missy was very personable and friendly. She did a more tha excellent job explaining and walking us through every detail.
Reply from Missy Palitzsch
March 23rd, 2026 07:07 PM
It's wonderful to hear that you found my approach both personable and friendly, Austen. I'm pleased that I was able to effectively guide you through every detail of the process. If you ever have more questions or need any further assistance,...
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Missy Palitzsch was super helpful to my first time homebuyers! Thanks for answering all their concerns!
Reply from Missy Palitzsch
April 10th, 2026 02:50 PM
It's wonderful to know that I could assist your first-time homebuyers effectively, Marilyn. I'm happy I could address their concerns. Should you or your clients need further support in the future, don't hesitate to reach out.
I had the pleasure of working with Missy and she was absolutely wonder to partner with. Her communication was clear, timely and consistennt throughout the entire process. She worked incredibly hard behind the scenes to ensure everything stayed...
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Reply from Missy Palitzsch
April 8th, 2026 04:19 PM
It's great to hear about your positive experience, Michelle. I'm pleased that you found my communication clear and consistent, as well as my efforts effective throughout the process. I appreciate your kind words and look forward to assisting...
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Flat Branch Home Loans has received a review with 5 star rating from Michelle M
Reply from Owner
April 6th, 2026 12:00 AM
Thank you for your positive review!!
Missy always responded quickly to our questions by phone, email and texts. She helped us get this closing done in a short time to lock in our interest rate. Appreciate her hard work to close on our new home in Missouri! Thank you!
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Reply from Missy Palitzsch
March 16th, 2026 03:05 PM
Thank you for sharing your experience, Sheryl. It's great to know that my responsiveness and efforts to secure your interest rate contributed positively to your home buying process. It was a pleasure assisting you with your new home in Missouri,...
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About
Based in O’Fallon, Missouri, we are located in the Shops at Waterbury strip. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our O’Fallon location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149