

Flat Branch Home Loans, O Fallon, MO
O Fallon, MO

Based in O’Fallon, Missouri, we are located in the Shops at Waterbury strip. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
It's all in the wording!
When you say you're waving your fees snd a refi is no out of pocket. Really, it was just tagged on to the loan.
The title company will come to your house. No they won't.
Reply from Dan Main
November 21st, 2025 06:57 PM
Thank you for your feedback. I do want to clarify a few important points to ensure there’s no misunderstanding about your refinance experience.• We did waive all lender fees, and no appraisal was required, which saved you several hundred dollars....
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Eileen was very kind, and explained everything to us. She was very thorough, and I would recommend her to others.
Reply from Eileen Dalhoff
November 17th, 2025 04:33 PM
Thank you Melissa! We are super excited for you and wish you the best in your new neighborhood and many blessings in your new home!!
They are extremely knowledgeable and always readily available to answer any questions that arose throughout the process. We were even able to strengthen our offer by closing quickly — all thanks to their team! We are so grateful to have found...
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Reply from Eileen Dalhoff
November 26th, 2025 06:27 PM
Your acknowledgment of the team's efforts means a lot, and I'm pleased to know that our knowledge and availability made a positive difference in your experience. Helping to strengthen your offer by closing quickly is exactly what we aim for....
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Excellent communication from the start - prompt responses on our many questions - Eileen has helped us on two home purchases now and we value her expertise!
Reply from Eileen Dalhoff
November 17th, 2025 04:34 PM
Thank you Steven! We really appreciate your repeat business and wish you many happy years in your new home!
and her team are on top of every detail and leave me with a great deal peace of mind that everything is being handled properly. Eilmy go to lender.
Reply from Eileen Dalhoff
November 17th, 2025 04:35 PM
Thank you for your trust in me Joan! I appreciate the opportunity to work with you and your clients!!
Eileen is the best! She makes everything so simple. Thank you, Eileen for all of your hard work!
Reply from Eileen Dalhoff
November 17th, 2025 04:36 PM
Thank you Lynda! We appreciate your repeat business and congratulations on your beautiful new home!
Experience was great and not stressful at all.
Reply from Dan Main
November 12th, 2025 04:17 PM
It's reassuring to hear that your experience was smooth and stress-free, Courtney. Making the lending process as straightforward as possible is always my goal. If there's anything more I can assist you with in the future, please feel free to...
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Being a first time home buyer I was one with many concerns and confusions. I was guided through the experience to the fullest and appreciate your team.
Thanks
Reply from Owner
November 9th, 2025 10:07 PM
I'm glad to hear that your first-time home buying experience was a positive one, Justin. It's important to me that your concerns and confusions were addressed fully. I'm pleased that the guidance provided helped you navigate through the process....
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Being a first time home buyer I was one with many concerns and confusions. I was guided through the experience to the fullest and appreciate your team.
Thanks
Reply from Dan Main
November 12th, 2025 04:18 PM
I appreciate your feedback, Justin. I'm glad I could help guide you through your first home-buying experience and ease any concerns or confusions you had. If you have any more questions or need further assistance in the future, don't hesitate...
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Everything went very well! Eileen explained everything so clearly and assured me if I had any questions!
Reply from Eileen Dalhoff
November 3rd, 2025 03:20 PM
Thank you for your trust in me! I'm so happy for you and your family to find such a great place to call home!!
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About
Based in O’Fallon, Missouri, we are located in the Shops at Waterbury strip. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our O’Fallon location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149