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Modesto, CA
Modesto, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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I can’t say enough great things about Corbin. He was hands down the best mortgage loan officer I could have asked for. From start to finish, he made the entire process smooth, stress-free, and easy to understand. He was always available to...
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Rene and his team were always available for any questions or concerns during the entire process
Reply from Rene Zamora Melgoza
May 14th, 2026 01:36 PM
Lilia, thank you for sharing your experience. I'm pleased to hear that my team and I could be available to address your questions and concerns throughout the process. If you need anything else, please don't hesitate to reach out.
I have used Gem Mortgage for the purchase of my last two homes and for refinancing. Mary Vera is a real Gem.
Modesto has received a review with 5 star rating from Cleo L
Daniel Crosley was super fantastic to work with! He was incredibly responsive and efficient from start to finish. He always kept us in the loop at every step of the process. Daniel made us feel important and understood, no question was too...
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Scott was amazing and helpful and always made us feel comfortable with the whole process. He was so patient with us with all of our phone calls with questions about things and never once made us feel like we were bothering him. Really great...
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Modesto has received a review with 5 star rating from Ricardo S
She was very friendly and willing to answer all our questions and made herself available any time we needed her.
Very professional and quick response time. Answered all my questions thoroughly. All his team members are great, they keep you informed and help you with any questions and paperwork you may have. I had no problems with my loan and we closed...
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I never felt alone and was guided through the whole process with care and understandin.
Reply from Rene Zamora Melgoza
April 16th, 2026 01:20 PM
Thomas, I'm grateful for your kind words. It's important to me that you felt supported and understood throughout the process. If you have any further questions or need assistance, feel free to reach out.
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)