M
Modesto, CA
Modesto, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Clear communication through the beginning of the loan process to the very end at closing!
GREAT Experience!!
Explained step by step what the process was and what was needed. Made it very easy and simple to get us in and out !
Reply from Rene Zamora Melgoza
February 9th, 2026 07:47 PM
I’m glad to hear that the process felt straightforward and easy for you, Gerardo. Explaining each step clearly is important to me, and I’m pleased it made things simple for you. If you have any further questions or need assistance, just let...
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From start to finish throughout the loan process, we knew everything was just being handled, without having to check or wonder what was going on...things moved along smoothly, even though it was a complex refinance. The documents submitting...
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Modesto has received a review with 5 star rating from Briauna M
Claudio was the best! Very professional and explained everything to my husband and me. He was literally a phone call or email away and explained every step of the way.
I’ve worked with Nicholas Barta four times over the past three decades, and every experience has been exceptional. He is honest, highly professional, and takes the time to clearly explain each step of the loan process. Nicholas consistently...
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Rene Zamora , Es una buena persona que me ayudó mucho con mi préstamo de mi casa, cuando muchas prestamistas me decían que no , El tomo el tiempo y su dedicación para mi préstamo para mi casa y ahora mi familia estamos contentos por la compra...
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Nick was very communicative and punctual. He answered all of our questions promptly and was very helpful throughout the entire buying process!
The rate was incredible and the service both quick and flexible, even through the holidays.
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)