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Embrace Home Loans - Lutherville Timonium, MD in Timonium, MD

Embrace Home Loans - Lutherville Timonium, MD

Timonium, MD
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Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awa... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
  • A
    April S
    Baltimore, MD
    Posted on December 24th, 2025 05:29 PM
    Cori's communicatio, commitment and expertise was amazing! One of the best lenders I've ever worked with!
    Reply from Corinne Spartana
    March 23rd, 2026 02:02 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • J
    John S
    Telford, PA
    Posted on December 21st, 2025 07:26 PM
    Matt was very helpful and kept us informed throughout the entire process.
    Reply from Matthew O'Connell
    December 22nd, 2025 03:29 PM
    Thanks so much John! I really appreciate that. Communication makes all the difference, and I’m glad it showed throughout the process. It was great working with you, and if anyone in your circle ever needs guidance, I’m always happy to help.
  • C
    Cass G
    Glen Burnie, MD
    Posted on December 20th, 2025 12:00 AM
    I’ve worked alongside Jacob Rossman professionally before, but recently my husband and I chose Jacob and Cazle Mortgage as our lender for our own home purchase—and experiencing his process as a client was incredible.Sitting through a client...
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    Reply from Owner
    August 4th, 2026 12:00 AM
    Thank you so much for the thoughtful review, Cass! It was truly an honor to help you and your husband with your home purchase. Your kind words mean a great deal, especially knowing you've seen firsthand how I work with clients. I'm grateful...
    read more
  • M
    Megan S
    Telford, PA
    Posted on December 18th, 2025 10:45 AM
    I enthusiastically recommend Embrace based on my recent experience working with them to secure a mortgage. From start to finish, their professionalism, responsiveness, and clear communication made a potentially stressful process straightforward...
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    Reply from Matthew O'Connell
    December 18th, 2025 06:48 PM
    Thank you so much for the kind words and the trust you placed in us. Helping make what can be a stressful process feel clear, smooth, and predictable is always the goal—so hearing that your experience was exactly that means a great deal to...
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  • R
    Ravin J
    Baltimore, MD
    Posted on December 11th, 2025 12:00 AM
    Had the pleasure to work with Jacob on a time sensitive closing. I called Jacob on a Saturday morning, wanting to put an offer on a property; Jacob was hosting an event, and carved out enough time for me, and put me with an associate to take...
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    Reply from Owner
    August 4th, 2026 12:00 AM
    Thank you so much for the thoughtful review, Ravin! It was a pleasure helping you purchase your home. I'm glad we were able to move quickly to get your offer submitted and keep everything on track from contract to closing. I truly appreciate...
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  • G
    Gerard W
    Randallstown, MD
    Posted on December 10th, 2025 12:00 AM
    I had a great experience working with Jacob during my first time homebuying journey. His knowledge, responsiveness and willingness to help and be there every step of the way was truly appreciated. Jacob made sure everything was clear and accurate...
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    Reply from Owner
    August 4th, 2026 12:00 AM
    Thank you so much, Gerard! It was a pleasure helping you purchase your first home. I truly appreciate your kind words and your trust throughout the process. Providing clear communication and making sure my clients receive accurate information...
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  • T
    Terry D
    Glen Burnie, MD
    Posted on December 7th, 2025 12:00 AM
    Jacob’s knowledge and experience was amazing. He easily clarified what we could expect throughout the home buying process in simple terms. Jacob provided valuable insight pertaining to the value of the home we were selling and the homes we...
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    Reply from Owner
    August 4th, 2026 12:00 AM
    Thank you so much for your kind words, Terry! I truly appreciate your trust throughout the process. I'm glad I could help educate you on your financing options, discuss the market, and connect you with a great Realtor to help you accomplish...
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  • A
    Ashley T
    Reisterstown, MD
    Posted on December 2nd, 2025 01:45 PM
    I purchased my home through CrossCountry Mortgage, and the entire experience was truly amazing. From start to finish, everything was smooth, well-organized, and stress-free. The biggest shout-out goes to my lender, Cori Spartana, who went above...
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    Reply from Corinne Spartana
    March 23rd, 2026 02:02 PM
    Ashley, I truly appreciate your thoughtful review. I'm glad to hear that the home-buying process went smoothly and that you felt supported every step of the way. Making sure you felt informed and confident throughout was important to me. If...
    read more
  • C
    Claudia R
    Ewing, NJ
    Posted on November 28th, 2025 02:04 PM
    Matt was always updating me on the loan progress and had the commitment quickly. My buyers were also very happy with his excellent communication .
    Reply from Matthew O'Connell
    November 28th, 2025 02:09 PM
    Thanks Claudia! I appreciate the opportunity you provided to make that happen.
  • E
    Erin H
    Ewing, NJ
    Posted on November 23rd, 2025 05:44 PM
    Matt was very attentive and answered all of our questions every step of the way. No matter when we reached out, he was quick and responsive. He made sure we understood all of our options. We would highly recommend Matt to friends & family!
    read more
    Reply from Matthew O'Connell
    November 23rd, 2025 06:17 PM
    Erin, thank you so much for your feedback! I’m glad I could assist and provide clarity throughout your experience with Embrace Home Loans. Ensuring you understood your options is important to me, and it's great to know that the communication...
    read more
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    About
    Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Year Started

    2009

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.