Embrace Home Loans - Columbia, MD
Columbia, MD
Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awa... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Bill saved us from another lender who was bout to charge us over $13,000 in points to buy the rate down We never even knew where to look to see it Thank God for Bill and his team
Reply from Bill Bloom
March 7th, 2026 02:31 PM
Lawrence, it sounds like you had a difficult situation, and I'm glad I could help you find a better solution. Navigating lending terms can be tricky, so I'm pleased that we could clarify those details together. If you have any further questions...
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Matt was great to work with. This is the second time I've worked with Matt. I would work with him a third time if the need arises .
Reply from Matt Becker
March 23rd, 2026 01:08 PM
Michael, I'm grateful to hear about your positive experiences working with me again. It means a lot that you would consider partnering with me for a third time if needed. Should you have any future needs or questions, I'm here to assist. Thank...
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is a great loan officer! She was the perfect fit for my clients, and was great at explaining everything from beginning to end. Melissa is always available and was also able to offer my clients a great interest rate that they were really pleased...
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Reply from Melissa Maynard
April 7th, 2026 03:58 PM
Megan, it's wonderful to hear that everything aligned well for your clients and that you appreciated the support throughout their journey. I aim to ensure understanding at each step, and I'm glad the interest rate was satisfactory for them....
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Marty and his team always go the extra mile to asvose and assistvtheir assist their clients. They communicated extremely well snd well and were fast and efficient.
Reply from Marty Scovitch
March 23rd, 2026 08:11 PM
I'm grateful for your positive feedback, Lawrence. It's important to me to communicate clearly and work efficiently to support my clients. I'm pleased to know that my efforts made a difference in your experience. If you have any questions or...
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We have purchased two homes through Marty and Embrace loans and would purchase a third! So conscientious and straightforward. I can’t say enough good about them.
Process is easy to navigate
Reply from Melissa Maynard
April 7th, 2026 03:58 PM
I'm glad to know that you found the process easy to navigate, Charvis. Ensuring a straightforward experience is important to me, and I'm pleased it resonated with you. If you ever have further questions or need assistance, please reach out...
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Working with Bill at Embrace Home Loans is always a very smooth experience. He helps educate your clients about the loan process and gets everything finalized before closing!
Reply from Bill Bloom
March 4th, 2026 02:48 PM
Euricka, it's great to hear that the process went smoothly each time you've worked with me at Embrace Home Loans. Educating clients and ensuring everything is finalized in a timely manner is an important part of my approach. If there's anything...
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Melissa Maynard has received a review with 5 star rating from Chelsea S
Reply from Owner
July 14th, 2026 04:57 PM
Thank you for the five star review. Congratulations on your home purchase. Please keep me in mind if you need anything in the future.
Communication was open at all times. There were glitches with the app but Melissa helped navigate thru that. Explanation was thorough.
Reply from Melissa Maynard
April 7th, 2026 03:58 PM
It's great to know that the communication remained open throughout the process, Chelsea. While the app glitches were unexpected, I'm glad I could assist you in navigating them. Ensuring thorough explanations is important to me, so I appreciate...
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Bill Bloom has received a review with 5 star rating from Tara P
Reply from Owner
March 17th, 2026 11:52 AM
Thank you for the positive rating, Tara. If you ever have questions or need assistance in the future, please feel free to reach out. You guys were easy to work with and I appreciate all you do.
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About
Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.