
M
Main Street Home Loans, Severna Park, MD
Severna Park, MD

We pride ourselves on our diverse culture and unparalleled service. We see ourselves as a team of change agents who are making individuals’ and families’ dreams of home ownership a reality. Every day, we are motivated by conquering challeng... Show More
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Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
In the 30 plus years of renting, buying and selling our homes, this is by far the most effective, communicative, and friendly group we have ever worked with. Always professional and willing to advise on every aspect of the buying process. We...
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Reply from Alicia Harkowa
April 2nd, 2026 01:32 PM
Thank you so much for the incredible feedback it truly means a lot, especially coming from your years of experience! It was an absolute pleasure working with you, and I’m so glad we could make the process smooth and supportive every step of...
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The team is simply top notch. They were able to save us money and provided great communication, a boatload of patience!
Reply from Alicia Harkowa
April 2nd, 2026 01:14 PM
Thank you for the kind review. It was a pleasure helping you get into your beautiful new home. The dogs and you both will love the new neighborhood.
I wasn't the primary contact, but could clearly see that all of my wife's questions were being answered very thoroughly and quickly. Questions could be sent at unusual times and in some cases we received a reply the same day! I very much appreciate...
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Alicia Harkowa at NFM Lending has received a review with 5 star rating from Brett A
Reply from Owner
April 2nd, 2026 01:09 PM
Thank you so much for the 5 star rating it was a pleasure working with you
A wonderful and seamless experience working with Alicia and Main Street. When our home didn't appraise for what we initially intended, Alicia and the team sprung into action to ensure we landed on our new home. We are very appreciative of the...
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Reply from Alicia Harkowa
April 2nd, 2026 01:09 PM
Thank you so much for your kind words! It was truly a pleasure working with you, and I’m so glad we were able to navigate the appraisal challenge and still get you into your new home. We appreciate your trust in us and wish you all the best...
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Very quick responses, very timely in an incredibly tight turn mortgage
This is not my first home purchase or refinance. This was the easiest and most painless purchase/refinance yet.
Knowing the backend
Often we would have to wait for you to talk with someone else
Alicia and her team were extremely knowledgable throughout the entire transaction. My sellers were able to purchase their forever home thanks to their help on the lending side! They are definitely in my top few for lending recommendations for...
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Reply from Owner
April 2nd, 2026 01:08 PM
Thank you for the review, love working with hard working amazing agents such as yourself. Can't wait to see what this year brings.
Alicia and her team were amazing to work with from start to finish. My sellers were also buying and they made the transition as smooth as possible on the lending side. Can't wait to see how many more of my clients they're able to continue helping!...
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Reply from Alicia Harkowa
March 20th, 2026 09:22 PM
I'm pleased to hear that your experience working with me and my team was positive, Haley. It's important to me that both buyers and sellers have a smooth transition, and I'm glad we could facilitate that for you. Thank you for your trust and...
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About
We pride ourselves on our diverse culture and unparalleled service. We see ourselves as a team of change agents who are making individuals’ and families’ dreams of home ownership a reality. Every day, we are motivated by conquering challenges and serving others.
Our goal is simple. We will provide you with exceptional service while offering a transparent and seamless loan process. We promise to stay true to our roots and never forget the importance of building strong teams and lasting relationships.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.