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Lower - Miami, FL, Miami, FL
Miami, FL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Jose was available to answer all of my questions and the entire process was smooth
Working with Erick Martinez was an outstanding experience from start to finish. He is extremely knowledgeable, responsive, and truly cares about finding the best solution for his clients. Erick accomplished in just two weeks what three other...
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I can’t recommend Erick Martínez highly enough. He accomplished what many thought would be very difficult by successfully completing my residential refinance in just two weeks.From start to finish, Erick was knowledgeable, responsive, organized,...
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Reply from Erick Martinez
July 6th, 2026 08:11 PM
Thank you, Jennifer, for your kind words. I'm pleased to hear that I was able to make the refinancing process smooth and stress-free for you. Your recommendation means a lot to me, and I'm grateful for the opportunity to assist you and Carlos....
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Erick is very kind and patient; he gives clear explanations and guides you through the entire process.
Reply from Erick Martinez
June 26th, 2026 02:53 PM
Odalys, thank you for your kind words. I'm glad to hear that my explanations and guidance were helpful to you throughout the process.
Erick & staff were EXTREMELY accomodating & professional. Erick & Emiliano held my hand not only thru the process of selling my home in Miami within 15-days of putting it on the market; they didn't skip a beat jumping right into searching &...
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Reply from Erick Martinez
June 22nd, 2026 03:17 PM
Aimee, I truly appreciate your kind words and am pleased to hear that you felt supported throughout the process. Helping you sell your home in Miami and find a new one in Winter Haven was a rewarding experience. Thank you for recognizing the...
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Many obstacles were presented and Erick stayed calm and was able to make it happen
Reply from Erick Martinez
June 15th, 2026 06:30 PM
Cristian, I appreciate your kind words and am glad I could assist you through the obstacles. It's great to hear that my calm approach helped achieve a positive outcome for you.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.
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