Flat Branch Home Loans, Liberty, MO
Liberty, MO
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
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Straight forward and easy!
Reply from Tray Harkins
March 5th, 2025 01:16 AM
Thanks, Chase! I'm glad to hear you found the process straightforward and easy. Making things simple and clear for my clients is always a top priority. If you ever have more questions or need assistance in the future, feel free to reach out....
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Tray is always great Good communication and efficient
Reply from Tray Harkins
March 2nd, 2025 02:17 PM
Melinda, I really appreciate your kind words! It's always a pleasure working with you, and I'm thrilled to hear that you found the communication and efficiency to your satisfaction. If there's anything else you need or any questions you have...
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Saul is the best. He is helpful, kind, and informative throughout the entire home buying process! We would recommend him to everyone we know. Thank you Saul!
Reply from Owner
February 3rd, 2025 12:00 AM
Bailee - THANK YOU for sharing about your home buying experience :) It was such a pleasure helping you/your family purchase that BEAUTIFUL HOME - cheers to all the wonderful family memories you'll make there!
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Tray was honest and it was the pleasant first experience we could of absolutely hope for du our experience!! Thanks Tray!
Reply from Tray Harkins
February 6th, 2025 04:11 PM
Ashlee, I really appreciate you taking the time to share your experience. Hearing that it was a pleasant and honest one is exactly what I strive for. It was a pleasure working with you both, and I'm so glad I could help make your first-time...
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Amazing mortgage service!
Reply from Tray Harkins
February 4th, 2025 12:14 AM
Wow, Andrew, thanks for the fantastic review! "Amazing mortgage service" is exactly what I strive for. So glad I could help you through the process and make it a positive experience. Hearing that makes my day. Hope everything is going great...
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Tray was responsive and answered questions timely. we are pleased with the whole process
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Communication and very helpful
Reply from Tray Harkins
February 1st, 2025 03:30 PM
Joshua, thanks for the awesome review! I really appreciate you taking the time to share your experience. I strive to make the loan process as smooth as possible and it sounds like I hit the mark for you. That means a lot to me. Hearing that...
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I had the pleasure of working with Saul Kittelson recently, and I couldn't be more impressed with his expertise and dedication as a lender. His background as a former teacher truly shines in the way he explains every step of the lending process,...
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Reply from Owner
January 24th, 2025 12:00 AM
Katy - THANK YOU for sharing this incredible review! I'm thankful that our paths crossed, it's a pleasure working with real estate professionals like YOU who value the education, customer service and relationship building aspects that we hold...
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Saul was super helpful as my wife and I bought our first house. He answered all of our questions about the home buying process and talked us through all of our options. Couldn't recommend him more!!
Reply from Owner
January 22nd, 2025 12:00 AM
Benjamin - THANK YOU for allowing me/my team the opportunity to serve you!!!! We love having the opportunity to educate and guide our buyers, especially 1st time buyers, so that your options are clearly explained and we can best help you achieve...
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Saul once again was amazing. I did not think when I originally made the purchase that I would ever be able to come close to the reduced debt load offered by Saul's highly skilled refinance plan. He made sure to lock in a rate that was advantageous...
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Reply from Owner
February 4th, 2026 12:00 AM
Martin - Thank you so much for taking the time to share this. It means a lot to hear how impactful the refinance was for you. Being able to help you reduce your overall debt by that much and move from a 30‑year to a 15‑year term—while keeping...
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149