

Flat Branch Home Loans, Liberty, MO
Liberty, MO

Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Great communication
Very helpful
Reply from Tray Harkins
June 19th, 2025 12:44 PM
I'm glad to hear that you found the communication effective and the assistance helpful. It was a pleasure to work with you. Thank you for your feedback.
Tray is very attentive and on top of things. He always had or could find the answer to any questions I had during the process. He is very pleasant to work
Reply from Tray Harkins
June 18th, 2025 11:09 PM
I'm thrilled to hear that you found the process attentive and well-managed. It was a pleasure assisting you, and I appreciate your kind words about my service. If you have any more questions in the future, feel free to reach out.
My husband and I have purchased several homes through the years (personal and investment) and our most recent purchase was for our own personal home and we used Scott and his team for our mortgage. The service we received from the beginning...
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Tray is great!
Reply from Tray Harkins
June 12th, 2025 04:13 PM
I'm glad to hear that you had a great experience with me, Dustin. Thank you for your positive feedback. If you need any further assistance, feel free to reach out.
Scott and his wonderful team thoughtfully shepherded us through every step of the process from beginning to end. All members of the team were readily available to help us whenever we had questions or needed clarification. What could have been...
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Saul was absolutely incredible when I was purchasing my first home! He walked me through the entire process and made sure I understood everything before we moved to the next steps. I would 100% recommend to anyone, but especially those who...
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Reply from Owner
June 4th, 2025 12:00 AM
Kaleigh - it was a pleasure working with you to achieve your home buying goals! We take a lot of pride in educating our clients on the options, scenarios, etc... to meet their objectives! We love that you had a wonderful experience working...
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Give this man the congressional medal of honor. Saul got us into an amazing home at an amazing rate and held our hand the whole way through. I was a first time home buyer that needed a lot of guidance, and Saul delivered.
Reply from Owner
June 4th, 2025 12:00 AM
Sam - this is quite the review :) I appreciate you taking the time to share about your mortgage experience - - we are grateful for wonderful clients like you! Cheers to the memories you'll make in your new home!
It was a pleasure working with Saul! He was on top of things throughout the whole process. I really appreciated how he'd reply to emails typically within an hour, even on weekends! I can't count how many worksheets he put together for me in...
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Reply from Owner
May 13th, 2025 12:00 AM
Eric - it was a pleasure working with you, too!!!! We certainly understand that home buying doesn't happen during the M/F 9 to 5 time frame and we also know how important it is to have the #s in front of you when making home buying decisions...
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Our Lender Saul was very easy to work with. He was always very professional and knowledgeable. We really appreciated how he took his time explaining all of of our options and giving us good solid advice.
Reply from Owner
May 13th, 2025 12:00 AM
Brian - as you shared, we take great pride in meeting with our clients, discussing their home buying goals, outlining best options and then preparing a game plan for success... and we can't thank you enough for trusting us to do that when you...
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Tray and his team had everything under control the entire time and were ahead of the game when it came time to being ready to close
Reply from Tray Harkins
May 1st, 2025 04:08 PM
I'm thrilled to hear that you felt well-supported throughout the process, Joe. It was a pleasure working with you, and I'm glad we could ensure a smooth and timely closing. Thank you for your kind words and the positive rating.
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149