Embrace Home Loans - Ocean City, MD
Ocean City, MD
Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awa... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Jason is very knowledgable about the process and took the time to explain to someone is not-AT ALL!!! Thanks for all the great advice.
Reply from Jason Cook
January 28th, 2026 02:27 PM
I'm glad I could provide clarity and guidance through the loan process, Laura. It's important to me that you felt informed and supported every step of the way. If you ever have more questions or need further advice, don't hesitate to reach...
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Jason was extremely knowledgeable about the specifics of loans with 2nd homes and condo regulations. He made the process with smooth and stress-free! He was very responsive and easy to work with, high recommende!
Reply from Jason Cook
January 27th, 2026 07:48 PM
It's great to hear that my knowledge about second home loans and condo regulations was helpful to you, Jacqueline. I always aim to make the process as smooth and stress-free as possible. I'm glad that my responsiveness contributed to your experience....
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Jasons' communication skills and professionalism! Always available, knows the industry, products and anything governing the real estate market here at the beach. He is also very good with my clients! I appreciate Jason as a lender I trust to...
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for
Scott Phillips
From start to finish Scott and his team communicated with my husband and I, as he guided us through the home buying process. When we had questions, we knew that we could text or email him and he would respond quickly. Overall, we had a great...
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Reply from Scott Phillips
January 20th, 2026 02:40 PM
It's wonderful to hear that you had a positive experience with the home buying process, Shaquiya. Effective communication is something I prioritize, so I'm pleased you found my responsiveness helpful. Your willingness to refer friends and family...
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for
Scott Phillips
We appreciate the patients the time and knowledge on how Scott and his team worked with us and helped us out throughout our process of becoming first time home buyers.
Reply from Scott Phillips
January 19th, 2026 05:29 PM
I’m grateful for your kind words, Hispren. Guiding first-time home buyers through the process is something I take seriously, and it's great to know that the effort was appreciated. If you have any more questions or need further assistance,...
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Smooth and painless as always!
Reply from Jason Cook
January 15th, 2026 03:33 PM
I'm pleased to hear that your experience with the cash-out refi was smooth and painless, Thomas. It's always my aim to make the process as straightforward as possible. Should you have any questions or need assistance in the future, don't hesitate...
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Im self employed which is always a pain when dealing with with loans and Jason and his team made it as painless as possible. His personality and advice always put me at ease. Thanks again for helping me and my family buy our home!!
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Reply from Jason Cook
January 12th, 2026 07:21 PM
Working with someone who's self-employed does present unique challenges, so I'm pleased to hear that I could help make the process easier for you, Megan. Putting you at ease and providing helpful advice is always a top priority for me. Thank...
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Jason and his team are always Awesome tomwork to work with.
Jason was responsive and informative. This was my first time buying a home and he walked me through every step of the financial process so I was never lost or misunderstood anything. I thought the whole process would be much more difficult...
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Reply from Jason Cook
January 1st, 2026 03:59 PM
I'm glad to hear that I could assist in making the home-buying process easier for you, Jack. It's important to me that you felt supported and informed every step of the way. If you have any more questions or need further assistance in the future,...
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for
Scott Phillips
I refer Scott and Embrace Home Loans to everyone I know. Scott is always super helpful and yet again the special programs they offer like the Value Gurantee gave my buyer an edge allowing him have his offer accepted! Definitely recommend
Reply from Scott Phillips
January 29th, 2026 01:47 PM
Wish that we could have more realtors understand the strength of the Value Guarantee. Remove Appraisal Contingencies at No Risk the the homebuyer. Strengthen your offer. Thanks for getting-it 100% Ana.
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About
Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2024
Time Zone
Eastern Standard Time (EST)
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.