Embrace Home Loans - Ocean City, MD

Ocean City, MD

4.92

(1,374)

Mortgage

Mortgage Loan Officer

Contact Info

(443) 664-9000

Ocean City, MD

https://www.embracehomeloans.com

Point of Contact:

Jason Cook

Location & Business Hours

Business Hours

Tues

9 AM to 5 PM

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

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4.92

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4.92

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4.96

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5.0

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I have now used Scott and his awesome team at Clarksville Mortgage to buy a home and refinance two other times. Each time was a 5 star experience. You cannot find a more professional, knowledgeable, courteous, or timely team anywhere in their...

Reply from Owner

March 24th, 2017 12:00 AM

It has been our pleasure to reduce that rate over the years for free.

Mr. Lewis was perhaps the best loan officer with whom I'm ever worked. His company processed the loan quickly and accurately, and I had none of the usual "horror stories" you hear when dealing with mortgage brokers. He is likable and patient,...

Have used Scott several times to refinance my home in Ashton. He found a great deal for me on a jumbo loan and his team handled all the paperwork efficiently. Scott even noticed that my insurance payment was ridiculously high and helped me...

Reply from Owner

March 24th, 2017 12:00 AM

We work hard to find low title charges and if homeowners insurance seems out-of-whack, we are going to point that out as well. We are all about saving you money.

The owner (Scott) is the most dishonest person I have ever dealt with. He over promise but under deliver and doesn't comply. He is not the man of his words. He charges client up front appraisal fee so clients have no way of backing out when...

Reply from Owner

February 17th, 2016 12:00 AM

After seventeen years in the business, finally an negative review. This review is suspect as Peace16 was not a pre-approval nor did she close with us so she could not know about costly closings. After a myriad of complaints about Rapid E-Loans,...

Clarksville Mortgage and Scott Phillips were fantastic to work with. Scott was able to get us a great mortgage rate and made the process very smooth. We would highly recommend Scott for any mortgage needs.

Reply from Owner

March 24th, 2017 12:00 AM

We helped you with your previous home way back in 2006. It is a great joy to work with clients over such a long period of time and multiple homes.

Hands down an absolutely amazing experience working with Audley. He is caring, considerate, knowledgable and gets the job done! We will always use Audley for future financial advice, lending and purchases. He, as well as our experience, was...

Scot helped me refinance a mortgage and was very helpful. He appealed an appraisal that was bad, and he stuck with me until a refinance went through answering all my questions.

Reply from Owner

March 24th, 2017 12:00 AM

We started way back in 2006 and it has been a pleasure to help you with your primary residences as well as your investment properties.

Have worked with Scott on multiple transactions - two different purchases and a refinance. Would highly recommend. Very easy to work with and really appreciate his responsiveness and knowledge.

Reply from Owner

March 24th, 2017 12:00 AM

It's so fun to help home buyers purchase and then get that rate down lower and lower. That's mortgage geek fun.

Scott and his team are very professional and courteous and we've had a great experience with him. We've been going to Scott for several years and we've always were able to obtain a great refi rate on multiple properties. I strongly urge you...

I have used Scott many times and it has always been a great experience due to the quick response and the ease with completing the loan process. He and his staff make sure that the loan is ready to be signed and that they have all of the necessary...

Reply from Owner

March 24th, 2017 12:00 AM

We first worked together back in 2006 and it has been our pleasure to work that rate down over the years for free. I hope that we have saved you a bunch of money.

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Year Started

2024

Time Zone

Eastern Standard Time (EST)

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.