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Element Home Loans - Charleston, SC
Charleston, SC
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
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Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Element Home Loans - Charleston, SC
Such a great team! First time home buyer here and I had a fantastic experience- highly recommend and plan to use their services for years to come with other properties-
Reply from Owner
October 26th, 2026 12:00 AM
Thank you for the kind words! We’re thrilled we could help make your first home purchase a great experience. We look forward to working with you on future properties. Congratulations!
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Element Home Loans - Charleston, SC
My husband and I bought our first home in the spring and it felt like a breeze and as stress free as buying a home can be while working with Element Home Loans. Zac Cooper in particular was so helpful and worked with us personally through the...
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Reply from Owner
October 26th, 2026 12:00 AM
Arden, thank you so much for this wonderful review! Congratulations to you and your husband on your first home. It means a lot to hear the process felt like a breeze. No question is ever too small, especially for first-time buyers, and we’re...
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Element Home Loans - Charleston, SC
Great people!
Reply from Owner
October 26th, 2026 12:00 AM
Thank you, Jeffrey! We really appreciate you taking the time to leave a review. It was a pleasure working with you, and we’re always here if you need anything down the road.
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Element Home Loans - Charleston, SC
Zac and his colleagues were very helpful when we went to buy our home. He kept us informed at every step of the journey and even followed up with us afterwards.
Reply from Owner
October 26th, 2026 12:00 AM
Joshua, thank you for the great review! Congratulations on your new home. Keeping our clients informed at every step is a big priority for us, so we’re so glad that came through. The relationship doesn’t end at closing, and we’re always here...
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Jake was great.
Specifically-everyone was professional and th experience was smooth
Everyone kept me included and helped me when I didn't understand. Thank you all for everything.
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Element Home Loans - Charleston, SC
Element Home Loans - Charleston, SC has received a review with 5 star rating from Tailtha W
Reply from Owner
October 26th, 2026 12:00 AM
Thank you for your review!
Jake and Savanna always go above and beyond to help every client I bring to them! They are my trusted partner in closing sales and providing mortgages!
Jake is a master at his craft! He was very helpful and knowledgable, which made the process smooth and seamless. I will use Jake over and over again and refer anyone I know!
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Eastern Standard Time (EST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.