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Element Home Loans - Alpharetta, GA
Alpharetta, GA

Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Keith is very helpful and super knowledgeable. He wanted to make sure we understood everything and was a tremendous help every step of the way.
Reply from Owner
January 9th, 2026 10:02 AM
Thank you for your fantastic feedback! We're thrilled to hear that Keith provided you with such helpful and knowledgeable support. Ensuring our customers feel informed and assisted is our top priority. Your satisfaction means a lot to us, and...
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Everything was super easy. All communication was prompt and thoroug.
Keith was about as prompt, professional and knowledgeable as a loan processor could possibly be. He was a pleasure to work with.
Great communication
Reply from Darrell North
October 28th, 2025 09:54 PM
Thanks Ari, You were wonderful to work with
Keith is exceptional! He is very resourceful, optimistic and a true expert in his field. But what I appreciate the most is his passion to truly serve his community.
Reply from Owner
January 9th, 2026 10:02 AM
Thank you for your kind words, Nafretha! We're thrilled to hear such positive feedback about Keith. His dedication to serving the community truly makes a difference. Your support means a lot to us!
Keith Lowther made the mortgage process so pleasant, easy, and fast. He was very patient and quick to respond to all of my questions. I would highly recommend using Keith and his team for any mortgage loan needs.
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Reply from Owner
January 9th, 2026 10:02 AM
Thank you for your wonderful review, Marilyn! We're thrilled to hear that you found the mortgage process pleasant and easy. Your recommendation means a lot to us, and we're here to assist with any future needs you may have!
Keith made the mortgage process so pleasant, easy, and fast. He was very patient and quick to respond to all of my questions. I would highly recommend using Keith and his team for any mortgage loan needs.
If you need a loan officer to go above and beyond expectations, you cannot go wrong with Keith Lowther.
Reply from Owner
January 9th, 2026 10:02 AM
Thank you for your wonderful review, John! We appreciate your kind words and are thrilled to hear that you had a positive experience with Keith Lowther. Your support means a lot to us!
Keith Lowther and Betsy Depasquale worked diligently on getting my refinance approved. I am currently on Short term disability waiting for surgery. The extra effort for medical and employment documentation was completed. E-signing and ease...
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Darrell has always made the impossible possible both times we have worked with him
Reply from Darrell North
September 10th, 2024 09:28 PM
Thanks Gabe, both homes you have purchased have had unique, complicated situations but your ability to works with us while we found the solution always helped. Look forward to being your lender for life!! Always a please to work with you.
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.