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Monday
9:00 AM to 5:00 PM
Tuesday
9:00 AM to 5:00 PM
Wednesday
9:00 AM to 5:00 PM
Thursday
9:00 AM to 5:00 PM
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed

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Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2022.
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5.0
Encompass
M
Melanie A
Hiram, GA
Posted on April 4th, 2020 12:20 AM
Thanks Nick for all your help. You are amazing!!!
5.0
Encompass
B
Brent S
Fayetteville, GA
Posted on April 1st, 2020 11:35 AM
This loan , from application to closing, was by far the best experience we have had as home owners in 30 years of buying and selling homes Nick Is a professional, answered all our questions, and often addressed answers before we knew they were...
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5.0
Encompass
L
Leslie M
Decatur, GA
Posted on February 3rd, 2020 09:49 AM
I contacted nick at the 11th hour, already under contract. When other lenders said no. Nick said yes. I was skeptical. It didn’t make any promises. But he delivered and kept his word. I called 3 lenders on a Thursday night. Nick was the first...
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5.0
Encompass
K
Kimberly H
Fayetteville, GA
Posted on December 13th, 2019 12:41 AM
I will be forever grateful for Nick and his team! I had a horrendous experience with a previous lender and made the decision to switch to Nick. That was the best decision ever because Nick and his team swooped in like superheroes! Nick was...
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5.0
Encompass
J
Johan M
Woodstock, GA
Posted on September 17th, 2019 01:52 PM
I’m a time that is stressful for most of us you need a support that acts in a supportive way and is personal in his/her approach. Nick is a very good example of a person who has the emotional intelligence to adjust to the person he’s interacting...
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5.0
Encompass
J
Joseph C
Grayson, GA
Posted on August 23rd, 2019 01:17 PM
Very knowledgeable.
5.0
Encompass
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Donald B
Covington, GA
Posted on July 2nd, 2019 07:30 PM
Nicholas expertise and patience with us was very assuring
5.0
Encompass
D
David A
Forest Park, GA
Posted on April 12th, 2019 06:41 PM
Mr. Bennett showed the upmost integrity and concern and I was priority the entire time.
5.0
Encompass
V
Valesha J
Austell, GA
Posted on March 19th, 2019 01:03 AM
This was truly an amazing experience for me! Nick and the rest of the team made sure I was informed and prepared every step of the way! Thanks so much !!
5.0
Encompass
B
Brian L
Williamson, GA
Posted on March 4th, 2019 12:26 PM
The overall process was very easy. Any time i had a question or concern they were able to answer it quickly and with details. Took all the stress out of purchasing a home and made it an enjoyable experience.
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