Monroe, GA
Monroe, GA
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
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Great customer service, very welcoming when you enter the office for me they were working very fast I was at my closing really fast also I was given a great fix rate. You have to give them your business because they have change my life I love...
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Element in Covington made our home buying experience pleasant. We bought in May of this year and everything went smooth. I would definitely recommend a small brick and mortar local business like this over any of those large internet companies....
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Monroe
The Deanne Ellis team of Covington Ga is a great local business to get your mortgage lending needs met. They are way better then any of the super large internet web based companies. We bought with Element May of this year prior to that we was...
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The one on one feeling from my loan officer Craig Cramer was awesome. The entire element team makes you feel like your loan is the only one they are working at that time. You are not a number to them you are treated like real family. Element...
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for
Monroe
This was my first home purchase and Element made this the smoothest experience ever. People have harder times buying groceries than I did buying my first home. My loan officer Craig Cramer answered every question no matter how simple and kept...
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for
Monroe
I couldn't have found a better lending group!!
Very professional, no hassle and a stress free journey into buying a fist time Home!! Element Funding Rocks!!
Great and professional customer service. I felt like a long time friend!!
Wow!!! This team was absolutely amazing. I am VERY organized (Over-the-top / Type A) when it comes to administrative tasks and the team worked really well with me. Communication throughout the process was great, never went more than 3 days...
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Eastern Standard Time (EST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.