Monroe, GA
Monroe, GA
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
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Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
The team was very prompt. If I had questions they were always willing to answer me back in a timely fashion. The team went the extra mile to get me down payment assistance when one program fell through. I felt as if the team cared to get me...
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Reply from Kristin Chisolm
January 27th, 2026 02:24 PM
I appreciate you sharing your experience, Laverna. It's wonderful to know the team was able to support you with prompt responses and find a solution for down payment assistance. I'm pleased that you felt cared for throughout the process of...
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The team was very knowledgable, and always helpful in the process. I felt a bit nervous at the beginning, but Kristin and Sara would reassure me that everything was going smoothly. They made it a smooth and painless experience.
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Reply from Kristin Chisolm
October 7th, 2025 09:44 PM
I'm truly pleased to hear that you felt supported throughout the process, Debra. It's completely normal to feel a bit nervous at the beginning, and I'm glad that both Sara and I could offer the reassurance you needed. Making your experience...
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Great 1st experience. Super easy and great communication.
Reply from Kristin Chisolm
October 7th, 2025 09:44 PM
Thank you so much, Kelly! I look forward to working with you again soon!
10/10 would recommend. This was my first time buying a home and they made it very easy.
Reply from Kristin Chisolm
July 24th, 2025 10:43 AM
Thank you so much Dennis! I hope you’re enjoying your new home!
Very helpful! This was my first home buying experience and yall made it very easy going!
Reply from Kristin Chisolm
October 7th, 2025 09:44 PM
Thank you, Dennis! I'm thrilled to know that your first home buying experience was smooth and that you found it easy-going with my help. It's great to be a part of such an important milestone for you. If any questions come up or if there's...
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Kristin Chisolm at Element Home Loans has received a review with 5 star rating from Jeffrey T
Reply from Kristin Chisolm
January 27th, 2026 02:24 PM
Thank you!
Kristin Chisolm at Element Home Loans has received a review with 5 star rating from Matthew D
Reply from Kristin Chisolm
January 27th, 2026 02:25 PM
Thank you!
Process seemed to move seamlessly.
Reply from Kristin Chisolm
October 7th, 2025 09:44 PM
I'm glad to hear that the process moved seamlessly for you. It was a pleasure assisting you with your purchase. If you have any further questions or need assistance in the future, please feel free to reach out.
Kristin Chisolm at Element Home Loans has received a review with 5 star rating from Matthew D
Reply from Kristin Chisolm
January 27th, 2026 02:25 PM
Thank you!
Kristin was super responsive to our questions.
Reply from Kristin Chisolm
October 7th, 2025 09:44 PM
I'm glad to hear that you found my responsiveness helpful during your loan process. It was a pleasure assisting you with your purchase. Thank you for your positive feedback!
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Eastern Standard Time (EST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.