Cincinnati Area, OH
Mortgage solutions for affording your dream space
Cincinnati, OH
When you're ready to buy, build or refinance your home, the right Mortgage Loan Originator makes all the difference. We would love to talk with you today about our mortgage options, including programs for first-time home buyers with down pa... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM(Open now)
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Todd Nerlinger worked very hard for us.
Reply from Todd Nerlinger
July 23rd, 2026 03:08 PM
David, thank you for your kind words. I'm pleased to hear that my efforts made a positive impact on your experience.
Todd is very Knowledgeable and explains everything very well. No surprises.
Reply from Todd Nerlinger
July 17th, 2026 02:33 PM
Shawn, I appreciate your feedback and am glad to know that my explanations were clear and helpful for you. It's important to me that there are no surprises in the process. Thank you for your kind words!
Thank you Todd for communicating throughout the process. We found the website to be very "unfriendly" and hard to navigate (and I use a lot of websites as a realtor!) Once those hiccups are smoothed out I think your customers will have an easier...
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Reply from Todd Nerlinger
July 17th, 2026 06:46 PM
Joanne, I appreciate your feedback and thank you for your patience during the process. I'm glad I could assist with communication, and I apologize for any inconvenience you experienced with the website. I'll definitely take your insights into...
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Cincinnati Area
First Commonwealth Bank and Todd Nerlinger were excellent to deal with. They made the House Buying Process a Great Experience.
Reply from Owner
July 28th, 2026 12:00 AM
Thank you so much, we're so happy to hear you had such a great experience!
Travis was very communicative with every step of the process. Ours was a tricky refinance and he kept us updated and made sure I understood the process.
Reply from Travis Ard - First Commonwealth Ban...
July 10th, 2026 12:57 PM
I appreciate your feedback, Carol. It's good to know that my communication helped guide you through the tricky refinance process. Keeping clients informed and ensuring understanding is important to me. If there's anything else you need, please...
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We had a great experience with Haley! She was very thorough and she explained everything in depth! She broke it all down for us in simple terms so we understood everything and answered any questions we had! She was also super quick getting...
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Reply from Haley Swarts
July 8th, 2026 12:38 PM
Ashley, I'm grateful for your kind words and happy to hear that you had a great experience with me. I'm pleased that my explanations and thoroughness made the process easier for you. Thank you for trusting me with your mortgage needs at First...
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Cincinnati Area
Cincinnati Area has received a review with 5 star rating from Ashley P
Reply from Owner
July 28th, 2026 12:00 AM
Thanks for the stars!
We have worked with Todd on a couple houses and each time we reach out to him for help regarding our mortgage he is eager to help us along the way. He always treats us with the utmost respect and provides wonderful service. I would absolutely...
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Reply from Todd Nerlinger
July 7th, 2026 01:45 PM
Jennifer, I'm grateful for your kind words and for trusting me with your mortgage needs. It's truly nice to hear that you've had positive experiences each time, and I appreciate your recommendation. Thank you for allowing me to assist you!
for
Cincinnati Area
We have worked with Todd on a couple houses and each time we reach out to him for help regarding our mortgage he is eager to help us along the way. He always treats us with the utmost respect and provides wonderful service. I would absolutely...
read more
Reply from Owner
July 28th, 2026 12:00 AM
We're so glad Todd takes such great care of you, thanks for sharing!
for
Cincinnati Area
Very friendly people helped me twice in last 2 years I would recommend them to everyone.
Reply from Owner
December 28th, 2025 12:00 AM
So happy to hear this, Tim, thanks!
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About
When you're ready to buy, build or refinance your home, the right Mortgage Loan Originator makes all the difference. We would love to talk with you today about our mortgage options, including programs for first-time home buyers with down payment assistance, fixed-rate mortgages, and competitive offers for construction loans. Our decisions are made locally and your Mortgage Loan Originator is committed to helping you borrow just what you need for the home you can afford.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
1934
Time Zone
Pacific Standard Time (PST)
Disclaimer
First Commonwealth Mortgage NMLS # 479240