
Atlantic Bay Mortgage Group - Lynchburg, VA
Lynchburg, VA

We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Joni made everything come together in a matter of days & got to CLOSE sooner than expected.
Getting our loan processed was such an ease! This is the second time we used Embrace Home Loans having Joni as our loan officer. What a pleasure it is to work with Joni. She made herself available ALL the times. She even answered my phone calls...
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Joni was amazing! I contacted about 6 months before I actually purchased my home. She was able to help me pre-qualify and know all my loan options. She was always able and willing to gather information on houses that I was looking at. When...
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Joni helped us a lot in purchasing this house even we don't know anything on how to do it,I just hope we met her earlier!
Joni is so approachable and very willing to help if you have questions. We can talk with her ?
Joni is amazing!!
Joni was very efficient with everything I needed done to get the loan completed , she was also great with returning phone calls and letting me know what I needed to get for her to get loan processed. I highly recommend her to anyone needing...
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Great service super nice person
Joni was exceptionally great at answering my questions and keeping me up to date with every step. When I first started looking she responded to any questions about the estimated payments. I felt like a valuable customer throughout the process....
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Joni and the staff who worked with her were top-notch. They anticipated the needs of the home purchase/closing and did what it took to make it right and special for us.
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 448201
Gallery

Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.