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Atlantic Bay Mortgage Group - KY, Louisville, KY
Louisville, KY

We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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It has been a pleasure working with Charlotte. She answered all of our questions and kept us informed throughout our application process.
Very helpful with questions and getting us the steps needed to becoming homeowners. She made sure to get us the best deals and was very supportive!
Good people to work
Everything was smooth. Great People, Process and technology made it really a great experience. Thank you
Reply from Charlotte Harrill
March 1st, 2026 09:31 PM
As always, it’s such a pleasure to work with you and your family.
My questions or emails were always answered promptly.
Samantha and my realtor came together and put in hard unexpected work to get me in my unique home and i cant thank them enough
Great service that made the process very smooth.
Reply from Charlotte Harrill
December 5th, 2025 06:39 PM
Repeat clients make my heart happy — and when clients become friends —- even happier ! Thank you for your loyalty and for being super amazing people !
Even with all the necessary hoops Charlotte was extremely helpful and understanding.
Reply from Charlotte Harrill
December 5th, 2025 06:39 PM
My pleasure ! Welcome back home !
Charlotte provided elite customer service.1. quick response time during initial contact.2. Listened to my situation and made it easy for me to get onboard.3. Worked tirelessly to ensure my loan would meet underwritings requirements .4. She...
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Reply from Charlotte Harrill
October 26th, 2025 03:33 PM
Rodney, I'm so happy to hear about your positive experience. It's important to me that you felt heard , educated and loved as a client ! Your appreciation for my suggestions and the ways they have benefited your loan is especially gratifying....
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As a first time home buyer , it can be very stressful and confusing. Charlotte was able to reduce a large amount of the stress and educate us by breaking down rates so that we can make the best decision. She is very pationated , easy to talk...
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Reply from Charlotte Harrill
October 26th, 2025 03:31 PM
I'm so glad to hear that I could help make your first home-buying experience a bit less stressful and more informed, Franck. Guiding you through the rates and ensuring you make the best decision is something I take seriously, and it’s rewarding...
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Pacific Standard Time (PST)
Disclaimer
© 2022 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.
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