

Envoy Mortgage - Annapolis II Branch, Rockville, MD
Rockville, MD

Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
The speed they were ae to get our loan closed. We were actually waiting on the seller for 3 weeks.
Start to finish it was flawless!!!
This transaction was the best I ever had!!! David is very efficient and awesome to work with!!
The teamwork and the amount of work you put into the pre-approval process to avoid issues later in the process.
David's communication was great! He was very thorough in his work. I have never worked with someone who was able to close on a loan as quickly as what he was!
The communication was top notch there was never hesitation or delay on callbacks or email back. I would definitely recommend him to all my friends and family I appreciate everything
It was GREAT! The experience was very convenient to be at home and do all the transactions. When I had questions and concerns throughout the process they were very responsive in their communication and everyone was so helpful.
Very knowledgeable, Always up to date on current market conditions and trends. Highly recommended for your mortgage/financing needs.
Reply from Owner
January 31st, 2023 02:18 AM
Thanks for the review Ron! It's nice to know that professionals like you appreciate our work!
I highly recommend Dave Ratti and Ratti Lending. I have known and worked with Dave Ratti for over 30 years. He has always worked hard to find us the best rates and loan products for our personal and business needs. He makes the process easy....
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Reply from Owner
January 31st, 2023 02:19 AM
Over 30 Years? Wow! We are honored to have these long standing relationships and appreciate you!
Dave and team are absolutely top tier! They are very responsive (as well as proactive) and provide excellent attention to detail. The biggest differentiator in my opinion is their access to products and services that get deals done where others...
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Reply from Owner
January 31st, 2023 02:19 AM
Thanks for the review Kenn! You are right - we have access to a wide array of loan programs that allow us to get deals done - even when other lenders can't!
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
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Mortgage Loan Officer
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VA Home Loan
Jumbo Home Loan
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CONVENTIONAL LOANS
FHA LOANS
DSCR LOANS
VA LOANS
JUMBO LOANS
USDA LOANS
BANK STATEMENT LOANS
REVERSE MORTGAGE LOANS
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Central Standard Time (CST)
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©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
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