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Envoy Mortgage - Annapolis II Branch, Rockville, MD

Rockville, MD

4.9

(303)

Mortgage

Mortgage Loan Officer

Contact Info

(667) 223-1900

Rockville, MD

https://www.envoymortgage.com/branch/annapolis-md-323/

Location & Business Hours

Business Hours

Fri

8 AM to 5 PM

Sat

closed

Sun

closed

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4.9

(303)

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5 Star

95%

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David was a wonderful help through the whole process!

Reply from Envoy Mortgage

February 23rd, 2026 09:02 PM

I'm pleased to hear that you found my help valuable during the process, Selene. Assisting you was a pleasure, and I'm here for any other support you might need in the future. Thank you for sharing your experience!

Everything was explained professionally and went very smooth

Reply from David Ratti

January 14th, 2026 04:06 PM

I'm pleased to hear that the process went smoothly and all explanations met your expectations, Gary. It's important to me to ensure clarity and professionalism throughout. If there's anything else you need or any questions come up, feel free...

Everything started great with our intial video call and explaining the loans and than it died from there. I was rushed to pick a General Contractor so we could meet a close date of December 19th. So I did not have the opportunity to get quotes...

David has a lot of experience and he was quick to volunteer options that enabled me to secure the best mortgage for my needs. David was also very proactive in all aspects of communciation about my loan progress. The process went so well that...

Reply from David Ratti

December 22nd, 2025 07:40 PM

I'm pleased to know that my experience and proactive approach made a difference in securing the right mortgage for you, Michael. Closing a week earlier than planned is always a good feeling. If there's anything else you need or further questions...

Made an inherently complex process very simple, completed the full process in 10 days, which is amazing. David also got us a lower mortgage rate than we had with the other guys.

Reply from David Ratti

November 28th, 2025 09:19 PM

It's great to know that I could simplify the process for you, Joseph. Completing everything in just 10 days while securing a lower mortgage rate is something I'm particularly pleased about. If you have any further questions or need assistance...

David really worked his magic and had us close on our new home in a timely manner!

Reply from David Ratti

November 27th, 2025 02:51 PM

I'm glad to hear everything went smoothly with your home closing, Rosanne. It's important to me that the process is as stress-free and efficient as possible for you. If you need anything else or have questions in the future, I'm here to help....

needed for both a sale of a property and purchase of one. David stepped in and saved the day twice!

Reply from David Ratti

November 17th, 2025 07:39 PM

I appreciate your feedback, Scott. It's great to hear that I could assist you with both the sale and purchase of your properties. If there's anything further you need, feel free to get in touch.

Dave and Andrew helped us huy our home and secured our loan

Reply from David Ratti

October 21st, 2025 06:23 PM

I'm grateful for your kind words, Taylor. It was a pleasure working with you on securing your loan and helping you purchase your home. If there's anything more I can help with, please don't hesitate to reach out.

David is the consummate professional. Outstanding communication and all round perfect Loan Originator. We've had the pleasure of working with him on multiple occasions, from our very first home back in 2000 to the most recent purchase in 2025....

Reply from David Ratti

October 13th, 2025 01:34 PM

Your feedback means a lot to me, Racheal. It's been a privilege to work with you over the years, and I'm glad to hear you've been satisfied with our interactions. Your trust and referrals are truly appreciated. If there's ever anything more...

Envoy Mortgage - Annapolis II Branch has received a review with 5 star rating from Racheal F

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About

Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Specialities

CONVENTIONAL LOANS

FHA LOANS

DSCR LOANS

VA LOANS

JUMBO LOANS