ALCOVA Mortgage | Cumberland, Cumberland, MD
Cumberland, MD
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Josh was very clear with how things were going to move and it was just a very pleasent experience! Thank you Josh for you hardwork and dedication to making it happen! 10/10!!!
Easy to work with and met our timeline needs easily.
Reply from Jason Inglish
July 31st, 2026 11:45 AM
Elijah, I'm glad to hear that working together was easy and that I could meet your timeline needs. Thank you for sharing your positive experience!
He was available at any moment and could answer every question and even offer suggestions
Reply from Joshua Morgart
July 23rd, 2026 02:40 PM
Shawna, I'm pleased to hear that my availability and suggestions were helpful to you. If you have any more questions or need further assistance, please don't hesitate to reach out.
Josh was very quick to respond to any and every question we had. I was recommending Alcova and Josh to anybody looking to buy a house before we even closed on ours. He made the entire process more palatable.
Reply from Joshua Morgart
July 15th, 2026 02:49 PM
Dylan, I appreciate your kind words and your trust in recommending me and ALCOVA Mortgage. It's great to know that my responsiveness helped make the process smoother for you. If you have any more questions or need assistance in the future,...
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Josh was very personable and helped walk is through this process with so much knowledge. I've never met him in person bit felt like a friend was walking us step by step.
Reply from Joshua Morgart
July 14th, 2026 01:34 PM
Julie, I'm grateful for your kind words. It's wonderful to hear that you felt supported and guided through the process, even without meeting in person. If you have any more questions or need further assistance, please feel free to reach out....
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Josh went over and beyond! Stayed in touch and helped me very much all the way to the end. I couldn’t have asked for a better person to help me buy my home.
Reply from Joshua Morgart
July 7th, 2026 08:22 PM
Tina, thank you for your kind words. I'm happy to know that I could support you throughout the process of buying your home. If you have any more questions or need assistance in the future, please feel welcome to reach out.
Underwriters a real pain and poor communication with Jason. We literally received a text 20 minutes before closing asking questions. Closing delays due to incorrect numbers. Insurance cost surprise.
Reply from Jason Inglish
July 2nd, 2026 01:18 PM
Janis, I’m sorry to hear about the issues you encountered with communication and the closing process. I understand how frustrating this must have been, and I appreciate you bringing it to my attention. Please reach out to me directly so we...
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is great. He actually helped us figure out what was best for us to make sure everything is gonna work before making
Reply from Joshua Morgart
July 1st, 2026 03:58 PM
Michael, thank you for your review. I'm glad I could help you find the best solution and ensure everything was set up for success. If you have any more questions or need further assistance, feel free to reach out.
Josh made the whole process hassle and stress free. Would highly recommend him to anyone.
Reply from Joshua Morgart
June 29th, 2026 03:48 PM
Drake, thank you for your kind words. I'm grateful to know that the process felt hassle-free and stress-free for you. If you or anyone you know needs assistance in the future, I'm here to help.
Frequent communication and updates. Willingness to assist with finding documents. Availability.
Reply from Joshua Morgart
June 29th, 2026 02:44 PM
Harriet, I appreciate your feedback. I'm pleased that the frequent communication and my availability were helpful to you. Should you need any further assistance, please don't hesitate to reach out.
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance