

Top 5%
Jeffrey Novotny at First Heritage Mortgage - ...
VP, Producing Branch Manager | NMLS ID #1415391


University of Maryland
Our team loves working with clients to develop effective home buying strategies, which is critical in the hyper-competitive & hyper-local DMV real estate market. Our team says it all the time that although every client we work with has the ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 6 PM
Sat
10 AM to 3 PM
Sun
11 AM to 3 PM
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Reviews from Web
So responsive, great communication, help every step of the way
Reply from Novotny Lending Team
March 15th, 2026 06:49 PM
It was great working with you. Thanks again for putting your trust in us.
First Heritage was able to get me the interest rate I desired and mase made it a smooth loan process.
Reply from Novotny Lending Team
March 12th, 2026 01:31 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Jeff is professional and great to work with and tries every avenue to help
Reply from Novotny Lending Team
March 10th, 2026 01:08 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
I can’t say enough good things about this mortgage company. They were patient, transparent, and truly cared about helping me find the best option for my situation. Communication was excellent, and I never felt left in the dark. They made the...
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Jeffrey Novotny at First Heritage Mortgage - Novotny Lending Team has received a review with 5 star rating from Kristin A
Michael Novotny and his team were so helpful and knowledgeable during the process of purchasing our new house! Top tier professional that we're SO organized and on top of things every step of the way.I would highly recommend them to anyone...
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Jeff and his team were great to work with!
Jeff and his team were great to work with.
Reply from Novotny Lending Team
February 12th, 2026 04:25 PM
Thank you for your feedback. Please feel free to connect with us to help us improve our services.
Michael Novotny with First Heritage Mortgage was great! He is very knowledgeable and The lines of communication were always open and if I had any questions. Always responding in a timely fashion .
I cannot say enough great things about my experience working with Michael Novotny at First Heritage Mortgage. From the very beginning, Michael made the home-buying process feel seamless and stress-free. He is incredibly knowledgeable, responsive,...
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About
Our team loves working with clients to develop effective home buying strategies, which is critical in the hyper-competitive & hyper-local DMV real estate market. Our team says it all the time that although every client we work with has the same goal of leveraging our capital to purchase their next home, the strategy we use for each client is unique, tailored, and customized based on their personal need.
Whether you are buying your first home, right-sizing now that the kids are gone, building your real estate investment portfolio, navigating the jumbo luxury market, renovating your home, or working with a developer to build your dream home, Our Team is Here to Help!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Home Buyers
Down Payment Assistance Programs
Residential Purchase Mortgage
Residential Refinance Mortgage
Cash Out Refinance for Home Improvement
Cash Out Refinance for Debt Consolidation
VA Home Loan
USDA Home Loan
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Education
- University of MarylandPolitical Science and GovernmentBachelor of Arts (BA)Sep 2001 -May 2005

Positions
- First Heritage Mortgage - Novotny Lending Team - VP - Producing Branch ManagerMar 15th, 2024 - Current
- George Mason Mortgage - Novotny Lending Team - Team Leader I Sr Loan OfficerDec 4th, 2015 - Mar 15th, 2024
Memberships
- Children's Miracle Network Lender Program
- Greater Capital Area Association of Realtors (GCAAR)
- Frederick County Association of Realtors (FCAR)
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #1415391
Awards
Achievements
- - Top 1% Mortgage Loan Originators in America 2019, 2020, 2021, 2022, 2023, 2024
- - Washingtonian Magazine Top Mortgage Professional 2019, 2020, 2021, 2022, 2023, 2024
- - Mortgage News Daily Top Mortgage Producer 2019, 2020, 2021, 2022, 2023, 2024
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Hobbies
- Spending time with family and friends
- Coaching youth soccer
- Traveling with family and friends
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Disclaimer