

Nikol Kireva
Senior Loan Officer | NMLS #1980861

At HMA Mortgage we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their transaction. We follow up on refer... Show More
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9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Nikol is a pleasure to work with. She educated my first time buyers with any programs they could qualify for. They promptly received their pre-approval letter so we could begin our home search. The communication between Nikol, myself and my...
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Reply from Nikol Kireva
October 27th, 2025 06:04 PM
It's great to know that the communication and support were beneficial for your first-time buyers, Michelle. I'm pleased that we could provide them with the necessary information and pre-approval to start their home search. Having an experienced...
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Nikol goes above and beyond to make things work for her clients. She made the lending process so easy and I could not have asked for anything better!
Reply from Nikol Kireva
October 27th, 2025 06:23 PM
I'm grateful for your kind words, Luciana. It's wonderful to know that I could help make the lending process easier for you. Going above and beyond for my clients is always my goal, and your feedback means a lot. If you ever need assistance...
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Excellent team, Excellent people
All my questions were answered and nikol was beyond helpful. We definitely couldn't have had a better experience .
Reply from Nikol Kireva
October 14th, 2025 03:50 PM
I'm pleased to hear that you had a positive experience, Jarely. It's great to know that all your questions were answered and that you found my assistance helpful. Thank you for sharing your feedback, and if there's ever anything more I can...
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i appreciate your professionalisum, responsiveness and very friendly nature. Wish you the very best! 👍😊
Reply from Nikol Kireva
September 30th, 2025 09:43 PM
Your kind words mean a lot, Vishal. I'm glad you found my professionalism and responsiveness to be helpful and that my approach made a positive impact. Thank you for your best wishes, and if there's anything further I can do for you in the...
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I would absolutely recommend HMA Nikol, she made the Process easy and stress free, explained every step of the process and was always available to answer any of my questions. Her team was exceptional. If your looking to buy or refinance I would...
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Reply from Nikol Kireva
September 30th, 2025 12:11 PM
I'm glad to hear that the process was easy and stress-free for you, James. It's always my goal to ensure that every step is clear and that I'm available to address any questions you have. I appreciate your recommendation and recognition of...
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Nikol was always involved . Easy to get a hold of and was quick with answers to all questions either my questions or my Buyers She was on top of everything .. very involved and helpful in guiding buyers from beginning to end of transactions...
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Reply from Nikol Kireva
September 27th, 2025 02:40 PM
Arlene, I'm really pleased to hear that you found me accessible and quick to respond. It's important to me to guide both you and your buyers smoothly throughout the transaction. I appreciate your high recommendation and am glad my knowledge...
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Everything went smooth and quickly, we were informed of everything we needed to hand in. very satisfied
Reply from Nikol Kireva
September 9th, 2025 12:16 PM
John, I'm pleased to know that everything went smoothly and quickly for you. It's important to me that you're informed and satisfied throughout the process. If you have any questions or need further assistance, feel free to reach out. Thank...
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Everything went very smooth and easy! Would definitely refer to family and friends!
Reply from Nikol Kireva
August 29th, 2025 01:21 AM
Joelle, I'm so glad to hear that the process was smooth and easy for you. Your trust and willingness to refer me to your family and friends mean a lot. If you ever have questions or need assistance in the future, I'm always here to help. Thank...
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wasto us very well, and everyone was very calm throughout the whole procesch helped my wife and myself to remain calm while purthe home since it is a big de
Reply from Nikol Kireva
August 24th, 2025 05:01 PM
Jeremy, I'm glad to hear that the process felt calm and reassuring for you and your wife. Buying a home is indeed a big deal, and I'm pleased I could help make it a smooth experience for you both. If you have any further questions or need assistance...
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Nikol was excellent to work with and answered all of my clients' questions. She takes the time to explain the whole process, which makes the experience feel less stressful. I refer her to all my clients.
Reply from Nikol Kireva
August 24th, 2025 01:57 PM
Christine, it's wonderful to hear that you found the experience positive and stress-free. I appreciate you trusting me with your clients and making referrals. I'm always here to answer any questions and provide clarity throughout the mortgage...
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About
At HMA Mortgage we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their transaction. We follow up on referrals and provide feedback, so our realtor partners can be prompt and efficient in communication with their customers, same day. HMA Mortgage Partner Core Values: Integrity, Grit, Accountability, Service, Humility, and Speed of Response.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1980861
Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity