

Nikol Kireva
Senior Loan Officer | NMLS #1980861

At HMA Mortgage we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their transaction. We follow up on refer... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
As a first time homebuyer, I was nervous about the process and wasn't sure what to expect. Jennifer was patient and explained the entire process before we got started and introduced me to great realtors who would represent me. Throughout the...
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Jennifer communicated with us every step of the process. We could always get an answer but more often we wouldn't have many questions because she always made sure to let us know what was going on and what the plans and deadlines were. She made...
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Jennifer was extremely helpful insightful and just a great person I would highly recommend her.
Jennifer immediately made us feel like family and her communication was too notch through the entire process. She often worked late hours to ensure our questions were answered and that we were well informed. I will absolutely refer anyone I...
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They were very friendly and helped with all questions and steps throughout the entire process. They made everything a little less stressful.
Nikol was constantly available to help answer any questions we had. She was quick to reply, very friendly and professional.
Everyone was helpful
Jennifer Gross was absolutely amazing! From the beginning, she assisted me in getting the information I needed to get my pre approval. When I thought my loan had been denied, she was right there to clear everything and assure me that I was...
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Jennifer has been absolutely amazing with this whole process! She is very responsive and goes out of her way to make sure that her customers are well taken care of. I would highly recommend using her and will continue to use her in the future....
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I was dreading the refinance process because in the past it has been so tedious, time consuming, and just a huge headache. I cannot believe how easy this process was with Jennifer and Bank South! Closing was literally a breeze. Jennifer was...
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About
At HMA Mortgage we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their transaction. We follow up on referrals and provide feedback, so our realtor partners can be prompt and efficient in communication with their customers, same day. HMA Mortgage Partner Core Values: Integrity, Grit, Accountability, Service, Humility, and Speed of Response.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1980861
Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity