

Nikol Kireva
Senior Loan Officer | NMLS #1980861

At HMA Mortgage we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their transaction. We follow up on refer... Show More
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Great customer service
Jennifer was very easy to work with! She explains everything to you in the home buying process to make sure you fully understand! When I needed Jennifer or had a question she would always respond in a timely manner! She is the best!
Extremely helpful with every single process! Makes sure you understand everything that needs to be done! Definitely goes above and beyond to make sure you have what you need and puts you in the right direction!
Working with Nikol made the process of obtaining a mortgage very easy. She always answered any questions timely and walked me through anything I may have been unsure about.
As I stated before, I feel the underwriter made it all a bit more stressful than needed. I understand that it's a lot of money being given out but some things were I felt were ridiculous. You satisfy one list and given another and another....
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Everythings was done perfectly just a little challenge Thanks again for everything.
Jennifer Gross was EXCELLENT from start to finish of this process! She was available to answer any questions I had day or night. Her guidance and expertise knowledge made this one of the smoothest financial transactions I've ever made! There...
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Nikol worked us through a really difficult process.
Everything went as smooth as possible and Nikol worked really hard.
Overall, Im glad that I chose Bank South Mortgage as my lender. I was referred by my mom to work with Jennifer Gross as my mortgage banker. Jennifer is a special individual and she is very great at her job. Mrs. Gross was very informative throughout...
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About
At HMA Mortgage we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their transaction. We follow up on referrals and provide feedback, so our realtor partners can be prompt and efficient in communication with their customers, same day. HMA Mortgage Partner Core Values: Integrity, Grit, Accountability, Service, Humility, and Speed of Response.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1980861
Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity