Nicolette Hubbard
Loan Officer
Colorado State University
Niki Hubbard, Licensed Loan Officer serving all of Hawaii. Niki has been in the industry for 13 years and is happy to be a resource for customers looking to understand all their options in regards to mortgage financing. Contact Niki for yo...... Show More
Location & Business Hours
Business Hours
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8 AM to 4 PM
Sat
closed
Sun
closed
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Reviews from Web
Niki made our dream come true with ease! Thank you so much!
Reply from Owner
February 12th, 2026 07:34 PM
You are very welcome! It is my pleasure to be your resource here!
Niki took on the challenging task of becoming our lender almost midway through our process and she did not miss a beat! We are so grateful for her ability to jump in and while stressful she made it seem so effortless. Our dream came true and...
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Reply from Nicolette Hubbard
November 17th, 2025 06:37 PM
Hi Joli,
I was happy to be the solution when you ran into a stressful moment for your financing! I am happy to hear your dreams came true!!!
Excellent service t vice and very positive experience. Niki is knowledgeable, skilled and went out of her way to help me navigate the options and the process. I highly recommend her with sincere thanks.
Reply from Owner
August 16th, 2025 04:56 PM
I am very happy to serve Eileen! Thank you for your appreciation and for your recommendation :)
Niki Hubbard is just amazing! The loan process went very smoothly. Niki is professional, very knowledgeable and caring. Any future mortgages or refinancing I will do through Niki. I highly recommend Niki for all lending needs.
Reply from Owner
March 14th, 2025 01:39 AM
It was my pleasure to work with you Nancy! I appreciate your trust and look forward to staying in touch with you!
We needed a mortgage for our new home and at the same time needed to refinance our current home. Our lifestyle doesn’t allow for too much free time. We put our trust with Niki and continued with our life. She communicated when she needed to...
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Reply from Owner
September 10th, 2024 07:16 PM
It was my pleasure to help you navigate those 2 simultaneous transactions and I am so glad to have exceeded your expectations. I enjoyed helping you and look forward to see what you do with the new home! Thank you for your kind words Jimmy!...
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First time home buyer. Very little knowledge of the whole process let alone understanding the lingo. Niki simplified it from the start. Explained step by step what to expect. If I had a question, she answered it or helped me to understand it....
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Reply from Owner
August 1st, 2024 12:21 AM
Happy to have been able to make it make sense :) Mortgage is a whole other language. Stay in touch!
There were some challenges that came up, but Niki worked hard to overcome them all and we were so pleased to finally get the keys to our new home. Mahalo Niki
Reply from Nicolette Hubbard
April 25th, 2024 01:50 PM
I was happy to work hard for you and happiest to have you get into the home!! Thank you for your kind words. You are very welcome.
The VIP team was so helpful and pleasant to work with! They answered all our questions and were very informative during the entire process. We will be referring all of our family and friends!
Reply from Nicolette Hubbard
April 25th, 2024 01:50 PM
Thank you! We appreciate you entrusting us with your family and friends!
Very professional and excellent service.
Reply from Nicolette Hubbard
April 25th, 2024 01:50 PM
Thank you! We strive for excellence!
Niki was very informative and communicative throughout our entire transaction. We really appreciate her professionalism in helping us throughout the process of our loan.
Reply from Nicolette Hubbard
April 25th, 2024 01:50 PM
It was my pleasure to be on your team and work with you through all the moving parts of the process!
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About
Niki Hubbard, Licensed Loan Officer serving all of Hawaii. Niki has been in the industry for 13 years and is happy to be a resource for customers looking to understand all their options in regards to mortgage financing. Contact Niki for your mortgage financing needs today. #homefinancingwithheart
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Purchase and Refinance loans
Government Purchase and Refinance loans (FHA, USDA, VA)
Construction Loans
Non QM Mortgage Loan Products
HELOCS and Closed end 2nds
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Education
- Colorado State UniversityAgricultural Business and ManagementBachelor of Science (BS)
Positions
- Pacific Isle Lending Group LLC - Licensed Mortgage Loan OriginatorMar 11th, 2024 - Current
Memberships
- Hawaii Island Realtor Association
- BNI Hilo Innovators
- Hawaii Island Chamber of Commerce
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Addresses and Serving Areas
Year Started
2024
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1080518
- Licensed in State of Hawaii
- Licensed in State of Oregon
Gallery
Awards
Top Producer
Best of East Hawai...
Achievements
- Scotsman Guide Top 1% Originators 2021
- National Mortgage Brokers Association Certified Credit Specialist
- NMBA FHA Specialist
Hobbies
- Swimming
- Reading
- Networking
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Disclaimer
Pacific Isle Lending Group, LLC does business in accrordance with Federal Fair Lending Laws.