

Nicole Habib at CrossCountry Mortgage
Senior Loan Officer | NMLS #659153

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Montvale, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Nicole was a life saver! She was friendly, accessible and extremely capable. Highly recommend!!!!
Reply from Nicole Habib
March 25th, 2026 03:34 PM
I'm glad to hear that you found my support beneficial, Kenneth. Being friendly, accessible, and capable is something I focus on for a smooth experience. Thank you for your high recommendation; it means a lot to me.
My husband and I have worked with Nicole Habib and Vanessa Pace for several years, and we truly cannot recommend them enough. We first partnered with them in 2022 when they helped us secure our mortgage during the purchase of our home, making...
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Nicole, Vanessa and Kim all kept me informed and calm through the entire process . Complete transparency and thorough workflow I've named them the "Go-to-crew"
Reply from Nicole Habib
March 16th, 2026 04:15 PM
I'm delighted to hear that you felt supported and well-informed throughout the process, Joseph. Maintaining transparency and a thorough workflow is essential to providing a seamless experience. I'm grateful for your kind words and appreciative...
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My name is Joe DAgosto. Nicole and her team were amazing with total transparency and immediate attention. I admit I can be a bit much at times but they made me very comfortable and stayed calm, despite my borderline harassment on the daily....
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Working with CrossCountry Mortgage was an incredibly smooth and professional experience from start to finish. Nicole and her team were responsive, transparent, and turned what could have been a stressful process into one that felt organized,...
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Reply from Nicole Habib at CrossCountry Mortga...
February 7th, 2026 06:19 PM
Gina, thank you SOOO much - This means the world to me! And thank you for trusting in us - I'm so excited for you and your next chapter. Congratulations on your beautiful new home❤️
Nicole Habib at CrossCountry Mortgage has received a review with 5 star rating from Gina V
I can’t say enough great things about Nicole and her team. After five months of trying to purchase a home, our deal was on the verge of falling apart. Nicole and her team stepped in and, within just 1 month, completely saved the transaction....
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Reply from Nicole Habib at CrossCountry Mortga...
January 21st, 2026 03:17 PM
Wow - This means the world to me!!! It was an honor, and we’re so happy we could make it happen quickly and smoothly. Congratulations again, we’re so grateful for you!
Nicole was the biggest support system I had and buying my first home in United States. She was so thorough clear and I couldn't done it without her best experience I've ever had with a mortgage broker.
Reply from Nicole Habib
January 15th, 2026 03:19 PM
I'm truly pleased to hear about your positive experience, Lisa. Being thorough and clear is something I prioritize, and I'm glad it made a difference for you during your first home purchase in the United States. Thank you for choosing me to...
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Nicole Habib at CrossCountry Mortgage has received a review with 5 star rating from Joseph E
Nicole was the best to work with. We were buying our second Home and she was very responsive, answered all the questions that we had throughout the process. I am definitely recommending her to as many people I know that are in the market for...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Montvale, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #659153 | Branch NMLS #1487417
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 659153
Achievements
- Certified Mortgage Advisor
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095