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Nicole Evans Ribbing - MLO in Houston, TX

Nicole Evans Ribbing

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The University of Utah
The University of Utah
Trusted by homebuyers for attentive service, honest guidance and reliable follow through. Committed to helping clients turn homeownership goals into realty and proud to support buyers at every stage of their home financing journey.
Company Logo
The University of Utah
The University of Utah
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  • Encompass
    J
    Jessica E A
    Houston, TX
    Posted on August 19th, 2026 02:14 PM
    Nicole was very easy to work with. She was always available to answer any questions about the loan process. As a first time homebuyer, she made the process easier.
    Reply from Nicole Evans Ribbing
    August 19th, 2026 02:25 PM
    Jess, thank you for your kind review! It was such a pleasure working with you and helping you through the homebuying process. I am so glad I could make the financing side feel a l little easier along the way. Thanks and congratulations on buying...
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  • Encompass
    S
    Stephanie G
    Cypress, TX
    Posted on August 14th, 2026 10:57 PM
    Nicole made my loan process so easy. She communicated clearly, answered every question I had, and always made sure I understood each step. Her patience and responsiveness took so much stress off my shoulders. I truly appreciate her support...
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    Reply from Nicole Evans Ribbing
    August 18th, 2026 03:51 PM
    Thank you so much, Stephanie! It was truly a pleasure working with you. I'm so glad I could help make the loan process feel easy and take some of the stress off your shoulders. I really appreciate you trusting me to guide you through each step,...
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  • Encompass
    B
    Beatriz B C
    Houston, TX
    Posted on August 5th, 2026 04:42 PM
    Clear communication and Nicole was accesible to answer all my questions.
    Reply from Nicole Evans Ribbing
    August 18th, 2026 03:54 PM
    Thank you so much Betsy! It was a pleasure working with you. I'm so glad I could be a resource throughout the process and make sure you always had the answers you needed. I truly appreciate your trust in me, and congratulations on your new...
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  • Encompass
    B
    Bricio S
    Houston, TX
    Posted on July 30th, 2026 01:28 PM
    As soon as Nicole stepped in as our MLO the process was seamless and amazing from start to finish!
    Reply from Nicole Evans Ribbing
    August 18th, 2026 03:53 PM
    Thank you so much Bricio! I'm so happy I was able to help make the process smooth and seamless for you. It was a pleasure working with you and I truly appreciate you trusting me with your home financing. Congratulations on your new home!
  • Encompass
    C
    Candhace F
    Houston, TX
    Posted on July 9th, 2026 12:24 PM
    This was my first time purchasing a home and Nicole made the process feel almost seamless. I'm grateful for how organized she was during this process, answering every question I had timely, and for the times she simply checked in on me. I would...
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    Reply from Nicole Evans Ribbing
    August 18th, 2026 03:57 PM
    Thank you so much Candhace! It was such a pleasure helping you purchase your first home! I know the process can feel overwhelming at times, so I'm especially happy to hear that you felt supported and informed along the way. Thank you for trusting...
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  • Encompass
    M
    Mason A S
    Spring, TX
    Posted on June 8th, 2026 12:30 PM
    Very helpful even when issues would come up
    Reply from Nicole Evans
    July 1st, 2026 02:43 PM
    Thanks for trusting me with your home purchase, it was a pleasure working with you!
  • Encompass
    R
    Richard N
    Stafford, TX
    Posted on May 22nd, 2026 04:08 AM
    Nicole is half the reason why our experience went very well! She was informative and gave us great updates throughout the process and worked with our realtor so we didn't necessarily have to answer every email or address every concern. Where...
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    Reply from Nicole Evans
    July 1st, 2026 02:43 PM
    Thanks so much for your kind words, Richard! I appreciate the opportunity to work with you!
  • Encompass
    S
    Steven S
    Spring, TX
    Posted on May 7th, 2026 12:24 PM
    Since the first contact Nicole, was professional, knowledgeable, then Stephanie as the main contact to collect documents and organizing the communication with the full team .made everything possible for a wonderful closing day.thank you for...
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    Reply from Nicole Evans
    May 7th, 2026 06:28 PM
    I appreciate your kind words! It was truly a pleasure working with you throughout the process. I'm so glad Stephanie and the team were able to make everything smooth and organized for you, helping you feel supported along the way is always...
    read more
  • Encompass
    F
    Felicia K C
    Houston, TX
    Posted on March 20th, 2026 05:07 PM
    It was very smooth
    Reply from Nicole Evans
    March 23rd, 2026 05:29 PM
    Thank you Felicia! It was a pleasure working with you!
  • Encompass
    A
    Alfredo M
    Houston, TX
    Posted on March 16th, 2026 02:48 PM
    Nicole was very helpful. She answered our questions and made the process feel smoother all the way through.
    Reply from Nicole Evans
    March 16th, 2026 03:51 PM
    Thank you! It was a pleasure to work with you and I appreciate the opportunity!
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    About
    Trusted by homebuyers for attentive service, honest guidance and reliable follow through. Committed to helping clients turn homeownership goals into realty and proud to support buyers at every stage of their home financing journey.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    DSCR Loans
    Specialities
    Medical Professional Mortgages, Conventional Home Loans, FHA Home Loan, Refinances, DSCR Loans
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    Education
    • The University of Utah
      Kinesiology and Exercise Science
      Bachelors of Science
      The University of Utah logo
    Memberships
    • Women's Council of Realtors, Montgomery County
    • Houston Association of Realtors
    Addresses and Serving Areas

    Year Started

    2024

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS #2605564
    Hobbies
    • I love being outdoors!
    • Hiking
    • Biking
    • View All
    Disclaimer
    Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.