Nick Palma
Senior Loan Officer | NMLS #1612611
At HMA Mortgage we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their transaction. We follow up on refer... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
Nick made the process so simple and easy! Thanks so much !
Reply from Nick Palma
February 3rd, 2026 03:52 PM
Thank you Chris, it was a pleasure working with you both and I look forward to seeing what you do with the house!
I’ve had the pleasure of working with Nick on several transactions and he is truly one of the best mortgage lenders I’ve partnered with. He is knowledgeable, responsive, and makes the entire process feel smooth and stress-free for both my clients...
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Reply from Nick Palma
January 31st, 2026 03:38 PM
Thank you so much for the kind words Nicci!, I am so grateful for our partnership and I could go on and on about the level of expertise and professionalism that you and your team display time and time again, You make the real estate side of...
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The team was very nice and helpful
Reply from Nick Palma
February 2nd, 2026 06:54 PM
Thank you for sharing your thoughts, German. I'm glad you found the team to be nice and helpful during your experience. If there's anything more I can do for you or if you have any questions, please feel free to reach out.
Nick had great communication and kept us updated of everything along the way. He really helped out in the process with using 1099 income towards our loan approval.
Reply from Nick Palma
January 28th, 2026 07:06 PM
I appreciate your feedback, Kyle. I'm glad to hear that you felt well-informed through each step of the process. It’s important to me that clients feel supported and assured, especially when it comes to unique situations like using 1099 income...
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A smooth process from start to finish thanks to Nick. He answered all of our questions and made sure we understood every step of the process. We would recommend him to any friends and family looking for a mortgage or refinance in the future....
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Reply from Nick Palma
January 21st, 2026 04:29 PM
Thank you so much for taking the time to share your experience. I truly appreciate your kind words and your trust throughout the process.It was a pleasure working with you, and I’m glad I could help make everything clear and smooth from start...
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Nick was awesome. Very informative and easy to talk to. Even with issues occurring, Nick and his team found a way to get things done. We appreciate everything they have done for us
Reply from Nick Palma
January 5th, 2026 07:06 PM
I'm grateful for your kind words, Dainen. Navigating through challenges and ensuring things get done effectively is always my goal. It’s rewarding to know that you found the process informative and approachable. If any questions or needs arise...
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Nick was awesome every step of the way! He answered every and any question that I had, no matter how I asked. He was very professional and knowledgeable. He made my first time home buying experience stressless and a breeze!
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Reply from Nick Palma
December 31st, 2025 06:54 PM
It's great to hear that your first home-buying experience was so smooth, Shanell. I'm pleased that I could assist you with all your questions and help make the process stress-free. If you ever have more questions or need anything else, I'm...
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Nick and Darine were both great people to work with. always making sure to answer all questions in a timely manner. with great guidance.
Reply from Nick Palma
December 30th, 2025 06:59 PM
I'm glad you found working with both Darine and me to be a positive experience, Jonathan. It's important to me to provide timely answers and clear guidance throughout the process. If you have any more questions or need further assistance, please...
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Very responsive, creative problems solvers , keep the customer in the loop at every step of the process
Reply from Nick Palma
December 29th, 2025 06:13 PM
Eric, I appreciate your feedback. Keeping you informed and finding solutions is a priority for me. If you have any further questions or need assistance, don't hesitate to reach out.
Everyone was very helpful and very professional.
Reply from Nick Palma
December 22nd, 2025 01:14 PM
Thank you for the kind words, Matt! We really appreciate you taking the time to share your experience, and we’re glad our team was able to be helpful and professional. We look forward to working with you again!
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About
At HMA Mortgage we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their transaction. We follow up on referrals and provide feedback, so our realtor partners can be prompt and efficient in communication with their customers, same day. HMA Mortgage Partner Core Values: Integrity, Grit, Accountability, Service, Humility, and Speed of Response.
Products & Services
Mortgage Loan Officer
Specialities
Mortgage lending
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Positions
- HMA Mortgage - Senior loan officerMar 3rd, 2025 - Current
Memberships
- MBS Highway, MBA, NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1612611
Awards
Presidents Club
Hobbies
- Outdoorsman and Sports enthusiast.
Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity