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Nick Edgerly

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We created the NEO Home Loans logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin. As your financial situation evolves and changes, we will be th... Show More
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Reviews from Web
  • Encompass
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    Paul I V
    East Bernstadt, KY
    Posted on April 6th, 2026 12:54 AM
    Perfect tranaction. Recommend Nick and Ruoff Mortgage to everyone!!
    Reply from Nick Edgerly
    August 19th, 2026 08:27 PM
    Paul, I'm glad to hear that you had a perfect transaction. Your recommendation means a lot to me, and I'm grateful for your kind words about my work with Ruoff Mortgage.
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    Angela J G
    Winchester, KY
    Posted on March 13th, 2026 09:19 PM
    Nick was absolutely wonderful, he kept me in consistent communication, he explained things very thoroughly and he took the time that I needed to understand the prowas very understanding and considerate. I'm so grateful to have had someone like...
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    Reply from Nick Edgerly
    August 19th, 2026 08:27 PM
    Angela, I'm pleased to know that you felt supported and well-informed throughout your homebuying journey. Taking the time to ensure everything is clear and maintaining consistent communication are priorities for me. It's rewarding to hear that...
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    Alex C H
    Ferguson, KY
    Posted on February 16th, 2026 04:49 PM
    Nick made everything easy for us to understand as first time home buyers, and would always answer any questions we had.
    Reply from Nick Edgerly
    August 19th, 2026 08:27 PM
    Alex, I'm glad to know that you found the process easy to understand, especially as a first-time homebuyer. It's important to me that all your questions were answered and you felt confident throughout. If there's anything else you need or any...
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    Branda S H
    Ferguson, KY
    Posted on February 14th, 2026 04:34 PM
    As a firat time homebuyer we were walked through the process extensively, giving us the proper knowledge of our loan. Communication between us and Nick kept us up to date with any new required documentation, allowing a relatively speedy processing...
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    Reply from Nick Edgerly
    August 19th, 2026 08:27 PM
    It's great to hear that the homebuying process was smooth for you, Branda. Providing clear guidance and maintaining open communication is something I prioritize, so I'm pleased it made your experience positive. If you have any more questions...
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    Rebecca A M
    Georgetown, KY
    Posted on October 13th, 2025 01:37 PM
    Nick worked really hard to get us approved!
    Reply from Nick Edgerly
    August 19th, 2026 08:27 PM
    Thank you for the kind words Rebecca! It was great to work with you and I hope you love your new home.
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    Michael J D
    Lexington, KY
    Posted on September 25th, 2025 05:09 PM
    Nick was attentive and effective. Friendly to talk to and made the whole process simple.
    Reply from Nick Edgerly
    August 19th, 2026 08:27 PM
    Thank you for your kind words Michael! It was great to work with you and thank you for making the process easy on our end too!
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    Alco J C
    Martha, KY
    Posted on September 10th, 2025 04:32 PM
    Common/professional courtesy
    Reply from Nick Edgerly
    August 19th, 2026 08:27 PM
    Thank you so much for the kind words Alco! It was a pleasure to work with you and I hope you enjoy your home for years to come.
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    Jennifer W
    Burnside, KY
    Posted on August 31st, 2025 07:31 PM
    The process was very nerve racking but Nick helped me stay on track and reassured me that we would get to the end together
    Reply from Nick Edgerly
    August 19th, 2026 08:27 PM
    Thank you for the kind words Jennifer! I know buying a home can have some twists and turns, thanks for being such a great client! Enjoy your beautiful new home!
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    Sierra D K
    NICHOLASVILLE, KY
    Posted on August 1st, 2025 12:12 AM
    Nick was very friendly and explained the loan process clearly for us as first time homebuyers! He was always happy to answer our questions and provided great help.
    Reply from Nick Edgerly
    August 19th, 2026 08:27 PM
    Thank you for the kind words Sierra! It was an honor to work with you, and I'm so glad to see you close on your new home. I hope it serves you for many years to come!
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    Terry L R
    Mount Sterling, KY
    Posted on July 30th, 2025 04:06 PM
    Nick was always quick to respond and gracious in his interactions. I appreciate how he walked me through some of the complexities of the digital process. This is the second time he has helped Darlene and I buy a home. We sought him out because...
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    Reply from Nick Edgerly
    August 19th, 2026 08:27 PM
    Thanks so much for your kind words Terry! What an honor it has been to work with you for a second time, and I home your new home serves you for many years to come. Enjoy!
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    About
    We created the NEO Home Loans logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin. As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Disclaimer
    BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access