Nichole Krampota
Loan Officer
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture...... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM(Open now)
Thu
8:30 AM to 5 PM
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Reviews from Web
Nichole is an absolute rock star! Her knowledge, professionalism, and dedication to her clients comes through in every transaction! She communicates exceptionally well, keeping everyone informed and making sure nothing falls through the cracks....
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Reply from Nichole Krampota
June 2nd, 2026 03:48 PM
Thank you so much for your kind words. 💙I truly appreciate our partnership and have personally watched you go above and beyond for your client's time and time again. You jump through hoops to make things happen, and your passion for this industry...
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Nichole and her team were absolutely amazing throughout our entire home buying process. We officially funded on our house, and I truly appreciate all the hard work, communication, professionalism, and support from start to finish.This was a...
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Reply from Nichole Krampota
May 28th, 2026 02:19 PM
Genc, it was a pleasure to work on this huge milestone with you and Julia. I wish your family nothing but the best and I know you guys will make the best memories in your new home! Thank you for the kind words but you played a huge role in...
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Nichole is one of the best people I’ve had the pleasure of working with on the home buying process. She was so attentive, easy to work with, and made everything a breeze. Even when little hiccups came she handled it with such grace and I couldn’t...
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Reply from Nichole Krampota
April 27th, 2026 04:28 PM
Michelle, I appreciate your kind words and am glad to hear that your home buying process went smoothly. It’s great to know that my support was helpful to you, even during those little hiccups. Thank you for trusting me! I am so happy for you...
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Nichole was very available and communicated well.
Reply from Nichole Krampota
April 27th, 2026 04:12 PM
Erin, I'm grateful for your kind words. It's good to hear that my availability and communication met your expectations. Thank you for choosing Highlands Residential Mortgage, Ltd.
Nichole was very communicative- she helped us through the process and was kind and pleasant the entire time.
Reply from Nichole Krampota
April 22nd, 2026 02:13 PM
Sunni and Jason thank you so much for the kind words. It was a pleasure to work with you as well. Thank you again for being so prompt with items needed along the way. I wish your family all the best!!!!
Nichole made it a smooth process all along the way
Reply from Nichole Krampota
April 22nd, 2026 02:14 PM
Thank you very much Ricky! It was a pleasure to work with you! Hope to do much more business with you soon!!
She is incredibly responsive, knowledgeable, and genuinely committed to helping her clients succeed. Her professionalism is matched by her warm, personable approach — she truly goes above and beyond. Nichole makes the entire process smooth...
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Reply from Nichole Krampota
April 22nd, 2026 02:15 PM
Ryan, thank you so much for the kind words! I look forward to us working together more and more.
⭐️⭐️⭐️⭐️⭐️ THE BEST LENDING TEAM NICHOLE KRAMAPOTA & SANDRA ARE INCREDIBLE!Working with Nichole Krampota and Sandra was an absolute blessing. They were truly fantastic from start to finish. My situation required a non-traditional lending route,...
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Reply from Nichole Krampota
November 17th, 2025 04:22 PM
Thank you SO much for this amazing review! ⭐️ Your kind words truly mean the world to Sandra and me. It was an absolute pleasure helping you through this process, and we’re so grateful you trusted us—especially with a non-traditional route....
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Nichole went over and beyond to get this transaction to the closing table early. Her professionalism and knowledge made my client feel secure and taken care of like family. I would use Nichole over and over again.
Reply from Nichole Krampota
November 13th, 2025 04:55 PM
I'm truly pleased to hear that the experience was positive for both you and your client, Teresa. Ensuring everything moves smoothly and confidently is always a top priority, I am so happy! :) Looking forward to working together in the future....
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Specialities
Manufactured Home Loans
Cash OUT Refi
FHA/VA/Conventional Loans
Construction Loans
USDA and Down Payment Assistance Loans
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153
/850
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Addresses and Serving Areas
Year Started
2022
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2245731
Hobbies
- CAMPING
- BEING OUTDOORS
- HORSES AND COWS
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