

Nicholas Matko
Broker/Owner

Nicholas Matko is an Independent Mortgage Broker at Matko Lending LLC, where he leverages his extensive mortgage expertise to guide clients through the lending process. Based in Lakeville, Minnesota, Nicholas is committed to providing tailo... Show More
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Reviews from Web
We were Very Happy with Nick Matko as our mortgage broker! He was very experienced and always communicated with us about the interest rates etc… He gave us good advice as well. We strongly recommend Nick!
Reply from Owner
September 16th, 2026 11:55 PM
Thank you so much, Margaret and David! It was a pleasure to work with you and also so good to finally get to meet you at your closing. I wish you all the best!
Nick was wonderful to work with! From our first call to closing, Nick explained everything in detail, answered all of our questions, and offered many flexible loan options to make our home buying process as easy and accessible as possible....
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Reply from Owner
September 9th, 2026 10:36 PM
Thank you, Abby! It was a pleasure to work with you and Dan on your new home purchase. I wish you and your family all the best and I hope you enjoy your great new home as you get settled in this fall!
I have had the pleasure of partnering with Nick on numerous transactions, and he consistently delivers exceptional results. He is thorough, detail-oriented, honest, and remarkably responsive. Nick truly prioritizes his clients' best interests—his...
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Reply from Owner
September 8th, 2026 09:39 PM
Thank you, Abbas! I enjoy working with you as well and appreciate your partnership and dedication to your clients. I look forward to working with you more in the future!
Nick is incredibly responsive and communicative, with an exceptional ability to simplify the more complex financial aspects of the loan process. He takes the time to educate buyers, making sure they understand both the numbers and the process...
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Reply from Owner
September 8th, 2026 09:37 PM
Thank you so much, Joe! I really enjoy working with you as well and appreciate your knowledge and passion for helping your clients.
Nick made the lending process easy. His communication was off the charts!!! Nick took the time to explain some lending options and was very hands on during the process. I would recommend Nick to anyone and everyone! Thank you Nick.
Reply from Owner
August 6th, 2026 06:57 PM
Thanks for such a great review, Stan! It really means the world to me. Working with you and Cadee was awesome and I’m glad you had a great experience, too! I hope the new home is a home run!
Nick made the entire mortgage process smooth and stress-free. From the very beginning, he was knowledgeable, upfront, and always available to answer my questions. He worked hard to secure an excellent interest rate and was transparent about...
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Reply from Owner
July 21st, 2026 10:33 PM
Thanks, Kanwalpreet! This means a lot to me and I'm so glad you had a good experience! Best wishes and have a great rest of the summer!
Working with Nick was an excellent experience from start to finish. He was professional, responsive, and completely transparent throughout the mortgage process. He took the time to explain every option and consistently looked for the best financing...
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Reply from Owner
July 21st, 2026 10:28 PM
Thanks, Jagdeep! I really enjoyed working with you on your home purchase and wish you the best with your new home. You made it a breeze with how organized you were and I appreciate that!
Can’t say enough about working with Nick! Professional, responsive, kind, knowledgeable - will definitely refer others over to Matko Lending. And like I told my wife, I hope to be as nice as Nick when I grow up.
Reply from Owner
May 26th, 2026 12:38 PM
Thank you so much for your kind words, Aaron! They mean a lot to me. It's been wonderful working with you and Cara since day one and I am very happy everything worked out well for you and your beautiful family! See you around the neighborhood!...
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Nicholas Matko has received a review with 5 star rating from Dan G
Reply from Owner
May 21st, 2026 08:45 PM
Thank you so much for the great review, Daniel! It was a pleasure to work with you and I hope you have a great summer!
Nick was very helpful, kind and quick to communicate as we went through our refinance. We had a great experience working with him and will plan to again when needed in the future.
Reply from Owner
April 15th, 2026 10:30 PM
Thank you, Erika! I'm very happy that you had a great experience and I really enjoyed working with you and John. Hope you have an awesome summer ahead!
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About
Nicholas Matko is an Independent Mortgage Broker at Matko Lending LLC, where he leverages his extensive mortgage expertise to guide clients through the lending process. Based in Lakeville, Minnesota, Nicholas is committed to providing tailored solutions and exceptional service. With NMLS #1105711, he ensures every client receives expert advice and support to achieve their homeownership goals.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Home Purchasing Assistance
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Positions
- Matko Lending LLC - Broker and OwnerJan 1st, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Licenses
- NMLS # 1105711
Awards
NonePresidents Clu...