

Neil Vandehey, Mortgage Loan Officer at OnPoi...
Mortgage Loan Officer | NMLS #403944


University of Oregon
As a lifelong Oregonian and experienced Mortgage Loan Officer with OnPoint Community Credit Union, I enjoy problem solving, finding solutions, and making home financing as simple and stress-free as possible. I help homebuyers and homeowners... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
10 AM to 2 PM
Sun
closed
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Reviews from Web
I had a great experience working with Neil to refinance my mortgage. It was a very smooth process from start to end. Initial signing, percentage rate, under writing, appraisal and closing were all quick, fair, and efficient.I would use OnPoint...
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Reply from Owner
May 19th, 2026 08:44 PM
Hi Adam, I’m glad we were able to make the refinance process quick and painless for you — that’s always the goal! It was a pleasure working with you, and I truly appreciate you trusting me with your mortgage financing.Looking forward to helping...
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My Fiancé and I worked with Neil on our mortgage loan and we couldn’t be happier with the outcome OnPoint was able to provide, after dealing with several mortgage lenders, we decided to lock in with Neil almost immediately. His willingness...
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Reply from Owner
May 11th, 2026 10:07 PM
Thank you both so much for the kind words and for trusting me and OnPoint with your home purchase. I’m so glad you felt informed and supported along the way!Congratulations again on your new home, and thank you for the referrals and recommendations...
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Neil was very communicative and helpful during every step of our loan process. I would highly recommend him for any first time home buyers!
Reply from Owner
May 1st, 2026 10:22 PM
Thank you so much, EmilyIt was such a pleasure working with you!I'm so glad that Temara Presley at John L Scott connected us—she’s fantastic, and I’m grateful for the introduction. Wishing you all the best in your new home! Don’t hesitate to...
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As a Real Estate Agent, I always appreciate a lender who is a great communicator to keep the transaction process moving smoothly for all parties involved. Buyer's are in good hands when working with Neil, he is a exceptional Loan Officer!
Reply from Owner
March 25th, 2026 05:16 PM
Joan, Thank you so much for your kind words. I really appreciate your perspective as a real estate professional. I appreciate the opportunity to support your clients and look forward to working together in the future! -Neil
Professional, expert level knowledge, and always available to keep the process moving forward.
Reply from Owner
March 25th, 2026 05:07 PM
Kevin, Thank you so much for taking the time to leave a review! If you have any further questions or need assistance in the future, please don't hesitate to reach out. -Neil
It was incredibly easy and efficient working with Neil - I cannot believe how seamless the process felt. Thank you Neil!
Reply from Owner
March 25th, 2026 04:58 PM
Brendan, Thank you so much for your wonderful review! It was a pleasure working with you, and I'm glad I could help make your experience seamless. If you have any future mortgage needs or questions, please don't hesitate to reach out. -Neil...
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Neil was an invaluable resource through the process of purchasing our first home. He thoroughly explained the process when we weren't quite sure where to start. We would work with him again in a heartbeat!
Reply from Owner
February 13th, 2026 07:15 PM
Thank you so much for the kind words!It was truly an honor to help you purchase your first home. You both did a fantastic job staying engaged and asking great questions along the way. I really appreciate the trust you placed in me!Congratulations...
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I started working with Neil when I knew a new life chapter was on the horizon. He helped me understand what was in my budget more than a year before I bought my house. Once I was actively in the home search process, he was responsive to all...
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Reply from Owner
February 13th, 2026 07:16 PM
Thank you so much — this truly means a lot!It was special to support you from the early planning stage all the way to getting the keys. You stayed disciplined, made smart decisions, and set yourself up for a strong financial future and the...
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Great lender that goes above and beyond to help their clients. Client had a great experience and Neil made the home purchase process easy and enjoyable.
Reply from Owner
February 13th, 2026 07:17 PM
Thank you Melaney! I truly appreciate the partnership and the trust. Helping our shared client have a smooth, clear, and enjoyable path to homeownership is always the goal. Looking forward to working together again soon!
— Neil
If I had more than 5 stars to give, I would! Neil worked on the loan for my buyer on a recent transaction and made this one of the smoothest transactions that I have worked on as a real estate agent. He and his team worked fast to get this...
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Reply from Owner
February 13th, 2026 07:19 PM
Wow — thank you so much for this!
I really appreciate the teamwork and the trust you placed in me and my Team. It was a pleasure working alongside you to get this closed in 21 days 🙌 Looking forward to the next one!
— Neil
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About
As a lifelong Oregonian and experienced Mortgage Loan Officer with OnPoint Community Credit Union, I enjoy problem solving, finding solutions, and making home financing as simple and stress-free as possible. I help homebuyers and homeowners throughout the Portland metro area and Southwest Washington with purchases, refinancing, and a wide range of mortgage options. As a homeowner and real estate investor myself, I bring a practical perspective to the financing process. I believe a great mortgage experience goes beyond a competitive rate—it requires clear communication, responsiveness, reliable guidance, and a lender who is there from pre-approval through closing. My goal is to help every member move forward with confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Mortgage Loans
Jumbo Mortgage Loans
30 Year Fixed Rate
20 Year Fixed Rate
15 Year Fixed Rate
First Time Homebuyer Mortgage Options
FHA Loan Programs
VA Loan Programs
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Education
- University of OregonBroadcast JournalismB.S. Mass Media CommunicationsOct 1999 -Jun 2003

Positions
- Rocket Mortgage LLC - Executive Mortgage Loan OfficerSep 1st, 2023 - May 10th, 2024
- First Technology Federal Credit Union - Sr. Mortgage Loan OfficerJan 1st, 2018 - Jul 31st, 2023
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Memberships
- Portland Metropolitan Association of Realtors®
- BNI Oregon & SW Washington
- Oregon Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Licenses
- Oregon mortgage Loan Originator License #403944
- Washington mortgage Loan Originator License #403944
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Awards
Achievements
- Pinnacle Club Level Originator Issued by Bank of America Home Loans · Mar 2016
- Chairmans Club Level Originator Issued by Bank of America · Mar 2015
- Top 10% Wells Fargo Home Mortgage Consultant in the nation 2010-2011
Hobbies
- Camping
- Gardening
- Home Improvement
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Disclaimer
This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approval. Restrictions and conditions may apply. Terms, rates, data, programs, information and conditions are subject to change without notice, and may not be available in all areas. All information and terms contained herein are subject to change. Additional terms and conditions may apply.