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Neal Lutz - Co-Founder/Mortgage Loan Originator | NMLS # 1055833 in Gaithersburg, MD

Neal Lutz

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Co-Founder/Mortgage Loan Originator | NMLS # 1055...

4.98
(244)
With two decades of expertise in the mortgage industry, Neal is a seasoned professional known for navigating the complexities of real estate financing. His extensive experience brings a wealth of knowledge to the table, making him a trusted... Show More
Mortgage
Mortgage Loan Officer
Contact Info
(240) 417-1394
Gaithersburg, MD
https://www.tlalending.com
Location & Business Hours
Business Hours
Sat
closed
Sun
closed
Mon
9 AM to 6 PM(Open now)
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Overall Ratings
4.98
(244)
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Reviews from Web
  • 5.0
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    B
    Benjamin H
    Posted on June 26th, 2026 05:33 PM
    "Working with Neal, Kelly, Melanie, and the entire team was truly an exceptional experience. Even though this was my second home purchase, they approached every step with the same level of patience, clarity, and dedication as if it were my...
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  • 5.0
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    S
    S C
    Posted on June 10th, 2026 02:29 PM
    Neal, Kelly, Melanie and the rest of the team were so helpful during our homebuying process. They were fast, and explained everything to us whenever we had questions. They made our first time home buying process as easy as it could have possibly...
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  • 5.0
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    E
    Eric M
    Posted on June 10th, 2026 11:46 AM
    I cannot recommend The Loan Advisors highly enough! Neal, Kelly, and Melanie were an absolute dream team to work with during my home purchase. From start to finish, they worked tirelessly to secure the absolute best loan possible for my situation....
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  • 5.0
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    A
    Alan S
    Posted on May 27th, 2026 04:28 PM
    When dealing with mortgages communications is key (to me). It is all about service and rates. This was my first time dealing with financing an investment property so I had a lot of questions. Neal (and the team) could not have been more responsive....
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  • 5.0
    Zillow
    F
    Farnan7
    Ellicott City, MD
    Posted on May 18th, 2026 12:00 AM
    I worked with a couple of lenders directly, and I worked with Neal. The time I spent directly with the lenders was wasted time. Neal works with a bunch of different lenders and got me the best rate with surprisingly low costs. Also, while the...
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  • 5.0
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    M
    Melody D
    Posted on December 13th, 2025 02:24 PM
    Neal had our best interest in mind. He is a great communicator and contacted us weekly to check in regarding our search for a new home. He made the closing process go smoothly and effortlessly on our end.
  • 5.0
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    T
    Tina M
    Posted on December 9th, 2025 09:24 PM
    Great experience with Neal and team. They expedited the process so we could close quickly and addressed every question or hiccup I ran into immediately. They explained and broke down everything yet also made it so simple. Thank you so much!!!!...
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  • 5.0
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    S
    Sandra M
    Posted on February 28th, 2025 10:41 PM
    I had a great experience with Neal and his team. Neal has the patience of a saint answering my many questions. Consistently his rates were better than legacy banks and many credit unions. Kelly got me to the closing table with lighting speed....
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  • 5.0
    Zillow
    L
    Lauren N
    Baltimore, MD
    Posted on December 6th, 2024 12:00 AM
    Neal was amazing to work with. He explained the process and helped me receive a first-time home buyer grant. Neal and his office were very responsive to any questions I may have had. I would recommend him to any friends or family members buying...
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  • 5.0
    Zillow
    K
    Kevin
    Pasadena, MD
    Posted on May 10th, 2024 12:00 AM
    Neal made this process extremely easy for me. Everything was explained to me in an easily understandable manner, and he had an answer for all my questions and concerns same day. The refinance was smooth and my addition is almost complete. I...
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    • 10 of 244
    About
    With two decades of expertise in the mortgage industry, Neal is a seasoned professional known for navigating the complexities of real estate financing. His extensive experience brings a wealth of knowledge to the table, making him a trusted advisor in the realm of mortgages. Specializing in Conventional, FHA, USDA, and VA loans, he is dedicated to making the process as simple and stress-free as possible. Let his expertise guide you towards a seamless and confident journey to homeownership.
    Products & Services
    Mortgage Loan Officer
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS#1055833