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Neal Lutz - Co-Founder/Mortgage Loan Originator  | NMLS # 1055833 in Gaithersburg, MD

Neal Lutz

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Co-Founder/Mortgage Loan Originator | NMLS # 1055...

4.98
(240)
With two decades of expertise in the mortgage industry, Neal is a seasoned professional known for navigating the complexities of real estate financing. His extensive experience brings a wealth of knowledge to the table, making him a trusted...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
Overall Ratings
4.98
(240)
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Reviews from Web
  • 5.0
    Zillow
    F
    Farnan7
    Ellicott City, MD
    Posted on May 18th, 2026 12:00 AM
    I worked with a couple of lenders directly, and I worked with Neal. The time I spent directly with the lenders was wasted time. Neal works with a bunch of different lenders and got me the best rate with surprisingly low costs. Also, while the...
    read more
  • 5.0
    write_review_unverified
    M
    Melody D
    Posted on December 13th, 2025 02:24 PM
    Neal had our best interest in mind. He is a great communicator and contacted us weekly to check in regarding our search for a new home. He made the closing process go smoothly and effortlessly on our end.
  • 5.0
    write_review_unverified
    T
    Tina M
    Posted on December 9th, 2025 09:24 PM
    Great experience with Neal and team. They expedited the process so we could close quickly and addressed every question or hiccup I ran into immediately. They explained and broke down everything yet also made it so simple. Thank you so much!!!!...
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  • 5.0
    write_review_unverified
    S
    Sandra M
    Posted on February 28th, 2025 10:41 PM
    I had a great experience with Neal and his team. Neal has the patience of a saint answering my many questions. Consistently his rates were better than legacy banks and many credit unions. Kelly got me to the closing table with lighting speed....
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  • 5.0
    Zillow
    L
    Lauren N
    Baltimore, MD
    Posted on December 6th, 2024 12:00 AM
    Neal was amazing to work with. He explained the process and helped me receive a first-time home buyer grant. Neal and his office were very responsive to any questions I may have had. I would recommend him to any friends or family members buying...
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  • 5.0
    Zillow
    K
    Kevin
    Pasadena, MD
    Posted on May 10th, 2024 12:00 AM
    Neal made this process extremely easy for me. Everything was explained to me in an easily understandable manner, and he had an answer for all my questions and concerns same day. The refinance was smooth and my addition is almost complete. I...
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  • 5.0
    Zillow
    J
    Jeremy M
    Clarksville, MD
    Posted on December 24th, 2023 12:00 AM
    Working with Neal made the home buying process extremely easy and stress-free. He is very knowledgeable, personable, and always available. The customer service was unparalleled. If I reached out to Neal at 7 am or 11 pm, he would respond to...
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  • 5.0
    Zillow
    K
    Kimallafi
    Severn, MD
    Posted on December 19th, 2023 12:00 AM
    Neal made the mortgage process actually enjoyable. While I was house hunting he was so helpful. He is very responsive, very knowledgeable, extremely helpful and funny to boot! After I went under contract he helped me through the mortgage process...
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  • 5.0
    Zillow
    T
    Tara
    Columbia, MD
    Posted on December 6th, 2023 12:00 AM
    Neal, was very responsive and helpful in our home financing process. He was able to answer any questions that came up and insure that offer letters were ready on short notice. Neal was instrumental in helping us secure our new home!
  • 5.0
    Zillow
    R
    Raheem A
    Newburg, MD
    Posted on December 5th, 2023 12:00 AM
    Neal was spectacular. Got everything done in a timely matter everything done when I needed it done I would recommend him to all my coworkers and military battle buddies.
  • 10 of 240
    About
    With two decades of expertise in the mortgage industry, Neal is a seasoned professional known for navigating the complexities of real estate financing. His extensive experience brings a wealth of knowledge to the table, making him a trusted advisor in the realm of mortgages. Specializing in Conventional, FHA, USDA, and VA loans, he is dedicated to making the process as simple and stress-free as possible. Let his expertise guide you towards a seamless and confident journey to homeownership.
    Products & Services
    Mortgage Loan Officer
    140
    /850
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS#1055833