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Nancy Cruz - Loan Officer | NMLS: #1693203 in Derwood, MD

Nancy Cruz

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Loan Officer | NMLS: #1693203

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Purchasing a home is one of the greatest investments one will make in life. As a seasoned mortgage professional, you can rest assured that I will keep your best interest at heart during the mortgage process. When working with me, you can ex...... Show More
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Overall Ratings
4.97
(71)
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Reviews from Web
  • 5.0
    Encompass
    H
    Higinio J H
    Frederick, MD
    Posted on June 2nd, 2026 03:15 PM
    Nancy made the process very clear and easy to understand. Nancy was very professional and helpful through the process. Thank you so much.
    Reply from Nancy Cruz
    June 8th, 2026 03:16 PM
    Thank you so much for taking the time to share your experience.We’re so happy to hear that you had an excellent experience. Best of luck to you in your new home and thank you for choosing Homespire Mortgage!
  • 5.0
    Encompass
    C
    Christian D A
    Millersville, MD
    Posted on May 23rd, 2026 07:51 AM
    The communication was very good, everything on time and very clear information. And above all, in both languages.
    Reply from Nancy Cruz
    May 29th, 2026 06:50 PM
    Thank you so much for taking the time to share your experience.We’re so happy to hear that you had an excellent experience. Best of luck to you in your new home and thank you for choosing Homespire Mortgage!
  • 5.0
    Encompass
    K
    Kathleen H
    Silver Spring, MD
    Posted on May 19th, 2026 09:13 PM
    Nancy was super communicative, thoughtful and informative.
    Reply from Nancy Cruz
    May 26th, 2026 04:32 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
  • 5.0
    Encompass
    Y
    Yency A P
    Upper Marlboro, MD
    Posted on March 31st, 2026 04:41 PM
    I had an outstanding experience working with Nancy Cruz. From start to finish, she was professional, knowledgeable, and incredibly responsive. They took the time to explain every step of the process in a clear and patient way, making what could...
    read more
    Reply from Nancy Cruz
    April 6th, 2026 04:42 PM
    Thank you so much for taking the time to share your experience.We’re so happy to hear that you had an excellent experience. Best of luck to you in your new home and thank you for choosing Homespire Mortgage!
  • 5.0
    Encompass
    O
    Omar A P
    Gaithersburg, MD
    Posted on January 3rd, 2026 01:44 PM
    The home buying process went very smooth and everything still feels surreal. thank you Nancy
    Reply from Nancy Cruz
    January 9th, 2026 07:59 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • 5.0
    Encompass
    M
    Maria A P
    Glen Burnie, MD
    Posted on November 12th, 2025 03:46 AM
    Nancy worked with us from the beginning. When we were not ready, she guided us on what we needed to focus on to buy what we wanted. Once we were ready, the process was so fast and very smooth
    Reply from Nancy Cruz
    November 18th, 2025 07:41 PM
    Thank you for the kind review! Your support means a lot to us, and we’re here for you whenever you need us!
  • 5.0
    Encompass
    W
    William A B
    Bowie, MD
    Posted on October 3rd, 2025 11:14 PM
    very satisfied with Nancy
    Reply from Nancy Cruz
    October 10th, 2025 04:16 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
  • 5.0
    Encompass
    E
    Elvin E B
    Silver Spring, MD
    Posted on September 3rd, 2025 12:37 AM
    great work, thank you very much
    Reply from Nancy Cruz
    September 9th, 2025 12:39 AM
    I really appreciate the feedback and am looking forward to working with you again.
  • 5.0
    Encompass
    N
    Nolvi I S
    Waldorf, MD
    Posted on August 17th, 2025 01:19 AM
    She is best loan officer.
    Reply from Nancy Cruz
    August 23rd, 2025 01:20 AM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
  • 5.0
    Encompass
    A
    Ana Y R
    Glen Burnie, MD
    Posted on May 24th, 2025 06:20 PM
    My loan officer (Nancy Cruz) demonstrated exceptional professionalism and dedication in guiding me through the home-buying process under an extremely tight timeline. Despite the narrow window, she worked tirelessly to ensure every aspect of...
    read more
    Reply from Nancy Cruz
    May 30th, 2025 06:21 PM
    Thank you so much for taking the time to share your experience.We’re so happy to hear that you had an excellent experience. Best of luck to you in your new home and thank you for choosing Homespire Mortgage!
  • 10 of 71
    About
    Purchasing a home is one of the greatest investments one will make in life. As a seasoned mortgage professional, you can rest assured that I will keep your best interest at heart during the mortgage process. When working with me, you can expect a transparent loan process where you are fully informed and able to reach me anytime for questions. My goal is to make your journey to homeownership as smooth as possible from application to closing. I began my career in the telecommunications industry. After completing a degree in business administration, I joined the finance industry. It brings me great pleasure to help others achieve their dreams of homeownership. I look forward to working with you on your journey to homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Non-QM
    124
    /850
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • MD
    • NMLS# 1693203 | Branch NMLS# 1665728
    Disclaimer
    Equal Housing Lender, Homespire Home Loans is a dba of NFM Lending, LLC NMLS #2893, www.nfmlending.com, © 2025 NFM Lending LLC. America’s Common Sense Lender® Trade/service marks are the property of NFM Lending, LLC and/or its subsidiaries. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. This is not a commitment to lend or extend credit. For licensing information, visit nmlsconsumeraccess.org. Licensed in MD & VA.