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Nancy Raphael - Mortgage Loan Officer | NMLS # 658914 in Columbia, MD

Nancy Raphael

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Mortgage Loan Officer | NMLS # 658914

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The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individua...... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
Overall Ratings
4.91
(195)
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Reviews from Web
  • 5.0
    Encompass
    J
    John H
    Westminster, MD
    Posted on May 1st, 2026 12:37 PM
    Nancy was great to work with!!
    Reply from Nancy Raphael
    May 8th, 2026 01:42 PM
    Your positive feedback brightened our day! We're here whenever you need assistance in the future.
  • 5.0
    Encompass
    P
    Paul G M
    Hanover, MD
    Posted on April 21st, 2026 11:55 AM
    Nancy was very helpful and a pleasure to work with!
    Reply from Nancy Raphael
    April 28th, 2026 05:38 PM
    We're thrilled that you're satisfied with our service. Don't hesitate to contact us for any mortgage assistance.
  • 5.0
    Encompass
    T
    Timothy B
    Baltimore, MD
    Posted on March 1st, 2026 01:57 AM
    Nancy is an absolute delight to work with. She's friendly, knowledgeable, responsive, and patient in explaining all the loan options and how the process works. And, she's a fierce advocate for her clients when necessary. She went out of her...
    read more
    Reply from Nancy Raphael
    March 9th, 2026 07:57 PM
    We're thrilled to have left a positive impression on you. We're ready to assist you again at any time in the future.
  • 5.0
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    R
    Ron P
    Posted on November 22nd, 2025 01:54 PM
    Nancy Raphael was great all the way through the loan process.
    Reply from Owner
    January 9th, 2026 11:28 AM
    Thank you Ron! It was my pleasure to work with you. If I can be of further assistance to you or someone you know, please don’t hesitate to reach out.
  • 5.0
    Encompass
    R
    Ronald G P
    Hanover, PA
    Posted on November 22nd, 2025 01:52 PM
    Thanks Nancy. It was really great working with you in getting our new home.
    Reply from Nancy Raphael
    December 1st, 2025 08:53 PM
    We're honored by your positive review. Feel free to reach out to us anytime you need assistance.
  • 5.0
    Encompass
    L
    Leslie L D
    Sykesville, MD
    Posted on October 17th, 2025 12:39 PM
    Nancy made the whole process so easy for me.. I was selling my townhouse to my son and also buying a house at the same time. Everything went so smooth. I really appreciate all that she did for m.
    Reply from Nancy Raphael
    October 24th, 2025 03:55 PM
    We're honored by your positive review. Feel free to reach out to us anytime you need assistance.
  • 5.0
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    Katie M A
    Posted on July 1st, 2025 12:09 AM
    We had a fantastic experience working with Nancy! She is incredibly organized, professional, and truly on top of every little detail throughout the mortgage process. Her clear communication and attention to detail made everything smooth and...
    read more
    Reply from Owner
    January 9th, 2026 11:23 AM
    I truly appreciate your kind words and the five-star rating! It means a lot to know that you found my communication helpful and the service professional. Wishing you all the best in your new home! If you ever need help again — or know someone...
    read more
  • 4.0
    Encompass
    K
    Kyle P P
    Towson, MD
    Posted on May 24th, 2025 10:43 AM
    Helped secure good rate , when right after we locked, rates went up. Also, was very knowledgeable about the process .
  • 5.0
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    Olga S
    Posted on May 20th, 2025 02:34 PM
    She is very proffesional, carying, intelegent, she made this difficult time easy. I did my first mortgage with her and now return back. Happy that was able to find her again. Thank you so much.
    Reply from Owner
    January 9th, 2026 11:22 AM
    Thank you Olga, I'm grateful for the opportunity to assist you again. It means a lot to know that you felt supported and that I could help you through the mortgage process. I'm always here if you need help in the future. All the best!
  • 5.0
    Encompass
    O
    Olga S
    Baltimore, MD
    Posted on May 20th, 2025 02:05 PM
    She absolutly wonderful, she made difficult time easy for me. I really apprecialte all her hard job. She very professional, carrying, intelegent person.
    Reply from Nancy Raphael
    May 27th, 2025 02:21 PM
    We're delighted that you had a positive experience with us. Count on us for all your future mortgage endeavors.
  • 10 of 195
    About
    The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships. As an experienced lender, Nancy Raphael is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Nancy Raphael can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
    361
    /850
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    Addresses and Serving Areas

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 658914
    Disclaimer
    FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138. FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area. This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.