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Monica Ledbetter at Prosperity Home Mortgage ...
Regional Sales Leader | NMLS# 1784652

Monica Ledbetter is a Regional Sales Leader | NMLS# 1784652 for Prosperity Home Mortgage in the Lincoln and Omaha, NE area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Pr... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Monica and her team were very helpful to us during our home buying process and provided us with good communication and options for our financing. Our closing date meant that we needed a fast turnaround and Monica was able to turnaround the...
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Reply from Owner
January 12th, 2026 04:53 PM
It’s great to hear about your positive experience, Jason. We’re pleased that Monica and her team could provide the timely support and communication necessary for your home buying process. Meeting your closing deadline without hassle is exactly...
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Our closing date was soon and the timeframe was quick, but Monica did a great job in handling everything amd giving us options. Very happy with the experience!
Reply from Monica Ledbetter
January 12th, 2026 04:54 PM
It's great to hear that your experience with Monica exceeded your expectations, Jason. Navigating a quick closing can be challenging, and we're pleased that she was able to handle everything efficiently while providing you with options. At...
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Monica and Stephanie are always accessible and available for special requests and calls. Appreciate their time and service so much.
Anitta Perkins
Reply from Monica Ledbetter
January 12th, 2026 04:55 PM
We're grateful for your feedback, Anitta. It's reassuring to hear that Monica and Stephanie were consistently accessible and responsive to your needs. Our team at Prosperity Home Mortgage takes pride in providing personalized service and support...
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Multiple unnecessary credit checks, pre-recorded communications were largely ineffective, no payment information provided and low confidence the best intrest rate was provided. Would not recommend and regret going with them.
I highly recommend this mortgage lender. I work with Stephannie Kruse and she stood out as the best agent I worked with. And that includes the realtors. They were always transparent with me, and there always had a solution for any bumps in...
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Reply from Owner
January 12th, 2026 04:56 PM
Thank you for the positive feedback. We're pleased to hear about your recommendation and that Stephannie Kruse made a strong impression during your experience. At Prosperity Home Mortgage, we prioritize transparency and problem-solving to ensure...
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Everyone was very helpful, but especially Stephannie Kruse, without her I would not have made it through the process. And I'm not even exaggerating. I am happy with the house I bought, but the best part of this process was working with Stephannie...
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Reply from Monica Ledbetter
January 15th, 2026 03:50 PM
We appreciate you sharing your experience, Brandon. It's wonderful to know that Stephannie Kruse provided such invaluable support during your home-buying process. At Prosperity Home Mortgage, we strive to offer attentive and effective assistance,...
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Stephanie was great to work with she spent a good amount of time explaining things to me
Reply from Monica Ledbetter
January 15th, 2026 03:52 PM
We're grateful for your feedback, Mark. It's reassuring to know that Stephanie's dedication and clear explanations made a positive difference in your home buying experience!
Extremely helpful in answering any and all questions we had.
Reply from Monica Ledbetter
January 15th, 2026 03:53 PM
We appreciate your review, Rory. It's great to know that you found the support provided in answering your questions extremely helpful. At Prosperity Home Mortgage, we prioritize being responsive and informative to ensure our clients feel supported...
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Monica was very helpful and made the buying process easy.
Reply from Owner
January 15th, 2026 03:54 PM
It's great to know that Monica was able to provide helpful assistance and simplify the buying process for you. At Prosperity Home Mortgage, we aim to make every home buying journey as straightforward as possible!
Very knowledgeable and excellent customer service
Reply from Monica Ledbetter
January 15th, 2026 03:53 PM
We're grateful for your feedback, Ed. It's great to hear that you found Monica's expertise and customer service to your satisfaction. At Prosperity Home Mortgage, we strive to provide exceptional support and ensure our clients feel confident...
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About
Monica Ledbetter is a Regional Sales Leader | NMLS# 1784652 for Prosperity Home Mortgage in the Lincoln and Omaha, NE area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
NIFA Loans
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Positions
- Prosperity Home Mortgage - Regional Sales LeaderAug 29th, 2019 - Current
Memberships
- NMLS
- President's Club
- Realtors Association of Lincoln
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1784652
Awards
President's Club
Achievements
- Top 1% of Mortgage Originators in America
- 2023 President's Club
- 2024 Executive's Club
Hobbies
- Traveling
- Running
- Baking
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.