Monica Ledbetter at Prosperity Home Mortgage - Lincoln's Cover Image
Monica Ledbetter at Prosperity Home Mortgage - Lincoln - Regional Sales Leader | NMLS# 1784652 in Lincoln, NE
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Monica Ledbetter at Prosperity Home Mortgage ...

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Regional Sales Leader | NMLS# 1784652

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Monica Ledbetter is a Regional Sales Leader | NMLS# 1784652 for Prosperity Home Mortgage in the Lincoln and Omaha, NE area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Pr... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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5 Star
89%
4 Star
9%
3 Star
1%
2 Star
0%
1 Star
1%
Reviews from Web
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    Megan O
    Lincoln, NE
    Posted on August 9th, 2025 02:17 PM
    We worked with Stephanie Kruse and she was an absolute miracle worker. I cannot say enough good about how much she did for us.
    Reply from Monica Ledbetter
    December 17th, 2025 05:04 PM
    Thank you for sharing your experience, Megan. It's great to hear everything went smoothly with your home purchase. At Prosperity Home Mortgage, providing a supportive and straightforward process is important to us!
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    Charles O
    Posted on August 8th, 2025 02:45 PM
    Monica Ledbetter at Prosperity Home Mortgage - Lincoln has received a review with 5 star rating from Charles O
    Reply from Owner
    December 17th, 2025 05:06 PM
    We appreciate your positive rating, Charles. Thank you for choosing Prosperity Home Mortgage, and we look forward to the opportunity to assist you again in the future.
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    Charles O
    Lincoln, NE
    Posted on August 8th, 2025 02:45 PM
    The people that we worked with were so helpful and supportive. We understood every step that we were required to take, the costs and our requirements. We really appreciated the experience of the team, and the people we were working with.
    Reply from Monica Ledbetter
    December 17th, 2025 05:05 PM
    It's great to hear that you found the team helpful and supportive, Charles. We’re dedicated to making sure that every step of the process is clear and understandable, including all the costs and requirements involved. Your appreciation of the...
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    Samantha L
    Grand Island, NE
    Posted on August 4th, 2025 01:44 AM
    Monica and her team were so communicative and very imformative and very patient with all of my questions and overall was just amazing to work with!
    Reply from Monica Ledbetter
    August 5th, 2025 02:24 PM
    We sincerely appreciate your enthusiastic review, Sammi! It's wonderful to hear that Monica and her team provided such a communicative and informative experience for you. We're glad their patience with your questions contributed to a positive...
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    Rachel A
    Lincoln, NE
    Posted on July 31st, 2025 10:30 PM
    Monica is great at explaining complicated numbers, and I love the videos she sends with her explanations!
    Reply from Monica Ledbetter
    August 5th, 2025 02:27 PM
    Thanks for sharing your experience, Rachel! It's great to hear that Monica's explanations made the numbers feel more approachable and that her videos added clarity. We appreciate your feedback and are delighted to have supported you through...
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    Elizabeth S
    Lincoln, NE
    Posted on July 24th, 2025 02:42 AM
    we closed early . communication is key . I never had to call and check on anything, its so nice.
    Reply from Monica Ledbetter
    August 5th, 2025 02:48 PM
    We really appreciate your feedback, Elizabeth! It's fantastic to know that the seamless communication you experienced allowed for such an easy and early closing. At Prosperity Home Mortgage, we aim to ensure a smooth process where clients feel...
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    Ryan W
    Posted on July 21st, 2025 04:33 PM
    Monica was super great to work with during this lengthy home buying process. She knew how to keep me sane through it all. She truly cares about you and helping you have a dream come true.
    Reply from Owner
    August 5th, 2025 02:53 PM
    Thank you for sharing your experience, Ryan. We're thrilled to hear that Monica was able to guide you through what can often be a lengthy and challenging home-buying process. Knowing that she helped keep things manageable and stress-free is...
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    Ryan W
    Lincoln, NE
    Posted on July 21st, 2025 04:31 PM
    Monica was very informational and was available to help answer any questions that popped up along the way through this process. Even when I was getting a little frustrated with some of the things she was there to get me through it. It wasn't...
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    Reply from Monica Ledbetter
    December 22nd, 2025 06:49 PM
    We appreciate your thoughtful review, Ryan. It's wonderful to know that Monica was able to provide the support and information you needed throughout the home-buying process. Her commitment to addressing both your questions and your well-being...
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    Connor L
    Posted on July 17th, 2025 02:49 PM
    Monica Ledbetter at Prosperity Home Mortgage - Lincoln has received a review with 5 star rating from Connor L
    Reply from Owner
    December 22nd, 2025 06:50 PM
    We appreciate your perfect rating, Connor. Thank you for choosing Monica and Prosperity Home Mortgage!
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    Connor L
    Kearney, NE
    Posted on July 17th, 2025 02:48 PM
    The loan part of buying the house was far easier than finding a house to buy. Thank you for all of the help in purchasing my home.
    Reply from Monica Ledbetter
    August 5th, 2025 02:55 PM
    Thank you for your kind words, Connor. We're glad to know that the loan process felt smooth and straightforward for you. At Prosperity Home Mortgage, we strive to make purchasing a home as uncomplicated as possible, and it’s rewarding to hear...
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    About
    Monica Ledbetter is a Regional Sales Leader | NMLS# 1784652 for Prosperity Home Mortgage in the Lincoln and Omaha, NE area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
    NIFA Loans
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    Positions
    • Prosperity Home Mortgage - Regional Sales Leader
      Aug 29th, 2019 - Current
    Memberships
    • NMLS
    • President's Club
    • Realtors Association of Lincoln
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1784652
    Awards
    President's Club
    Achievements
    • Top 1% of Mortgage Originators in America
    • 2023 President's Club
    • 2024 Executive's Club
    Hobbies
    • Traveling
    • Running
    • Baking
    • View All
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.