

Monica Davis
Branch Manager | NMLS # 92376

It has been my pleasure to be a Loan Consultant in the Boise area for the past 25 years. As a Boise native and long time real estate investor, I can add a level of assistance to my clients that goes beyond just obtaining a home loan. Our lo...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Jessica & Monica at are truly amazing! From start to finish, and every detail in between, the entire process was seamless. Their communication, professionalism, and dedication made everything feel easy and stress-free. They genuinely care about...
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Jessica & Monica at are truly amazing! From start to finish, and every detail in between, the entire process was seamless. Their communication, professionalism, and dedication made everything feel easy and stress-free. They genuinely care about...
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Easy smooth process.
Reply from Monica Davis
May 13th, 2026 03:06 PM
Christopher, I'm pleased to hear that you found the process easy and smooth. Thank you for sharing your experience with Synergy One Lending.
More proactive communication and options of rates
Reply from Monica Davis
April 29th, 2026 09:29 PM
Thank you for your feedback—we truly appreciate you taking the time to share your experience. We understand how important communication and rate transparency are throughout the loan process.In your case, your file was very strong and moved...
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Jessica Clow! She is incredible! Her communication, her kindness and teh care she put into taking care of our loan was so personal and stressless. This is the second loan i've done through Synergy One, and both times Jessica helped us and made...
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Reply from Monica Davis
April 28th, 2026 03:37 PM
Fawzia, I appreciate your kind words about Jessica Clow. It's wonderful to hear that her communication, kindness, and care made your loan process personal and stress-free. I'm glad to know that she has consistently provided you with great service...
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We had an absolutely outstanding experience with Synergy One Lending, and I can’t say enough about how incredible Jessica Clow is.From day one, Jessica made us feel like we were her only clients. In a process that can easily feel overwhelming...
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Reply from Monica Davis
April 28th, 2026 02:22 PM
Mehria, I'm so pleased to hear about your outstanding experience with Synergy One Lending and Jessica Clow. It's wonderful to know that Jessica made the process feel personalized and supportive for you. Your kind words about her professionalism...
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Working with Monica Davis was an outstanding experience from start to finish. She delivered a record-time closing and made the entire VA loan process feel smooth and stress-free.Monica and her assistant Jessica were incredibly responsive—one...
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Reply from Monica Davis
April 27th, 2026 08:27 PM
Glenn, I'm grateful for your wonderful experience and your kind recommendation. It's great to know that the VA loan process felt smooth and stress-free for you. Jessica and I are always here to provide responsive support, even after hours,...
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Went very smoothly
Reply from Monica Davis
April 22nd, 2026 01:09 PM
Leslie, I'm glad to hear that everything went smoothly for you. If there's anything else you need, I'm here to help.
Monica and her team made the whole process easy and pain-free. I would wholeheartedly recommend her.
Reply from Monica Davis
April 20th, 2026 05:47 PM
Mike, I appreciate your kind words and am pleased to know that the process was easy and pain-free for you. Thank you for your recommendation. If you ever need further assistance, feel free to reach out.
Excellent communication
Reply from Monica Davis
April 20th, 2026 08:53 PM
Michael, I'm pleased to hear that you appreciated the communication. If there's anything more I can assist you with, feel free to reach out.
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About
It has been my pleasure to be a Loan Consultant in the Boise area for the past 25 years. As a Boise native and long time real estate investor, I can add a level of assistance to my clients that goes beyond just obtaining a home loan. Our loans are all processed, underwritten, and funded here in our local office. This enables us to provide the best quality service and allows us to consistently close early which is a big plus with our Realtor partners.
My team and I work together to ensure our clients are well taken care of and receive the best loan for their unique situation. I look forward to working with you and earning your trust.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Positions
- Synergy One Lending Inc. - Branch ManagerSep 1st, 2018 - Current
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 92376
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235