

Monica Davis
Branch Manager | NMLS # 92376

It has been my pleasure to be a Loan Consultant in the Boise area for the past 25 years. As a Boise native and long time real estate investor, I can add a level of assistance to my clients that goes beyond just obtaining a home loan. Our lo...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
The communication, even after hours
Timely responses, ease of sharing information, ability to monitor progress through the app
Reply from Monica Davis
June 9th, 2026 03:35 PM
Deborah, I appreciate your feedback on the timely responses and the ease of sharing information. I'm glad that the app's ability to monitor progress was helpful for you. Thank you for choosing Synergy One Lending.
Prompt serivce and the online portal that we used to keep track of the step and sign documents is excellent!
Reply from Monica Davis
June 9th, 2026 03:25 PM
Robert, I'm happy to hear that you found our prompt service and the online portal helpful. Thank you for sharing your experience with Synergy One Lending.
Great team to work with-quick responses, easy technology to use (app and website) and pleasant staff.
Reply from Monica Davis
June 9th, 2026 04:16 PM
Debbie, I'm glad to hear you found our team quick to respond and the technology easy to use. It's nice to know that our staff made a positive impression on you. Thank you for choosing Synergy One Lending.
Jessica & Monica at are truly amazing! From start to finish, and every detail in between, the entire process was seamless. Their communication, professionalism, and dedication made everything feel easy and stress-free. They genuinely care about...
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Reply from Monica Davis
June 1st, 2026 05:08 PM
Johanna, I'm grateful for your kind words about my work with Jessica. It's nice to know that our communication and professionalism helped make the process seamless and stress-free for you. Your recommendation is greatly appreciated. Thank you...
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Jessica & Monica at are truly amazing! From start to finish, and every detail in between, the entire process was seamless. Their communication, professionalism, and dedication made everything feel easy and stress-free. They genuinely care about...
read more
Reply from Monica Davis
May 29th, 2026 08:08 PM
Joey, I'm grateful for your kind words about my work alongside Jessica. It's appreciated to know that our dedication and seamless communication made the process easy and stress-free for you. Your recommendation means a lot to us. Thank you...
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Easy smooth process.
Reply from Monica Davis
May 13th, 2026 03:06 PM
Christopher, I'm pleased to hear that you found the process easy and smooth. Thank you for sharing your experience with Synergy One Lending.
More proactive communication and options of rates
Reply from Monica Davis
April 29th, 2026 09:29 PM
Thank you for your feedback—we truly appreciate you taking the time to share your experience. We understand how important communication and rate transparency are throughout the loan process.In your case, your file was very strong and moved...
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Jessica Clow! She is incredible! Her communication, her kindness and teh care she put into taking care of our loan was so personal and stressless. This is the second loan i've done through Synergy One, and both times Jessica helped us and made...
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Reply from Monica Davis
April 28th, 2026 03:37 PM
Fawzia, I appreciate your kind words about Jessica Clow. It's wonderful to hear that her communication, kindness, and care made your loan process personal and stress-free. I'm glad to know that she has consistently provided you with great service...
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We had an absolutely outstanding experience with Synergy One Lending, and I can’t say enough about how incredible Jessica Clow is.From day one, Jessica made us feel like we were her only clients. In a process that can easily feel overwhelming...
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Reply from Monica Davis
April 28th, 2026 02:22 PM
Mehria, I'm so pleased to hear about your outstanding experience with Synergy One Lending and Jessica Clow. It's wonderful to know that Jessica made the process feel personalized and supportive for you. Your kind words about her professionalism...
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About
It has been my pleasure to be a Loan Consultant in the Boise area for the past 25 years. As a Boise native and long time real estate investor, I can add a level of assistance to my clients that goes beyond just obtaining a home loan. Our loans are all processed, underwritten, and funded here in our local office. This enables us to provide the best quality service and allows us to consistently close early which is a big plus with our Realtor partners.
My team and I work together to ensure our clients are well taken care of and receive the best loan for their unique situation. I look forward to working with you and earning your trust.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Positions
- Synergy One Lending Inc. - Branch ManagerSep 1st, 2018 - Current
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 92376
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235