Moe Sefati
Executive Branch Manager
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
From start to finish the process has been as perfect as possible.
Moe and his staff are a joy to work with
Reply from Moe Sefati
September 28th, 2026 04:03 PM
Robert, I'm happy to hear that the process was as perfect as possible for you. It's great to know that working with me and my team at Lumin Lending was a joy.
I appreciate working with Moe very helpful and knowledgeable. Made the experience flawless.
Reply from Moe Sefati
September 24th, 2026 01:04 PM
Edwin, I'm glad to hear that you found my assistance helpful and knowledgeable. It's wonderful to know that your experience with Lumin Lending was flawless. Thank you for your kind words!
Always a pleasure to work with Efrain. Looking forward to combining both heloc loans soon at lower rates.
Reply from Moe Sefati
September 10th, 2026 09:52 PM
Zenen, I'm happy to hear that working with Efrain has been a pleasure for you. If you have any questions or need assistance with combining the HELOC loans, please feel free to reach out.
Moe was great. We had some snafus with Ids, Moe's team was able to straighten out.
Reply from Moe Sefati
September 4th, 2026 09:29 PM
Michael, I'm pleased that despite the snafus with IDs, my team was able to sort things out. I appreciate your positive feedback and am glad you found the experience with us to be great.
referred from several coworkers who did the same thing through Moe
Reply from Moe Sefati
August 31st, 2026 02:20 PM
Amber, I appreciate you sharing that several coworkers referred you to me. I'm glad to have had the opportunity to assist you as well. Thank you for your support!
Moe was very supportive and extr helpful when we ran into a couple of issues he was able to get it all worked out
Reply from Moe Sefati
August 31st, 2026 04:01 PM
Charlotte, I'm grateful for your kind words. It's good to know that you felt supported and found my assistance helpful in resolving the issues. Thank you for sharing your experience with me.
Personal call with Moe and review of options was clesr clear and loan placement was seamless.
your work is appreciated.
Reply from Moe Sefati
August 28th, 2026 09:36 PM
Garth, I'm pleased to hear that our personal call and review of options were clear for you. I'm grateful for your appreciation and am glad the loan placement process went smoothly.
So easy simply and convenient and I felt supported along the way.
Reply from Moe Sefati
August 27th, 2026 06:40 PM
Wendy, I'm glad to hear that you found the process easy and convenient. Your feeling of support is important to me, and I appreciate your feedback.
Everything went smooth and quick. Appreciate the support and honesty throughout the whole process. Thank you!
Reply from Moe Sefati
July 24th, 2026 09:02 PM
Clara, I appreciate your kind words about the smooth and quick process. I'm grateful for your acknowledgment of the support and honesty you experienced. Thank you for choosing to work with me!
Very honest and transparent with the process!
Reply from Moe Sefati
July 24th, 2026 07:32 PM
Maira, I'm pleased to know that you found the process honest and transparent. Thank you for your feedback, and if there's anything else I can assist you with, please let me know!
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About
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 975986