

Moe Sefati
Executive Branch Manager

With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Location & Business Hours
Tuesday
8:00 AM to 5:00 PM
Wednesday
8:00 AM to 5:00 PM
Thursday
8:00 AM to 5:00 PM
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Reviews from Web
Good information, friendly, organized
excellent help with my HELOC, made the entire process smooth, clear, great, responsiveness, and expertise
If there was a word higher than great I would use it. I am so glad I responded to his first phone call.
Reply from Moe Sefati
May 19th, 2026 03:40 PM
I'm grateful for your appreciated feedback, Akbar. It’s good to know that responding to my call was a positive decision for you. Thank you for your kind words and for choosing Lumin Lending!
VERY GOOD CUSTOMER SERVICE
Reply from Moe Sefati
May 18th, 2026 07:20 PM
I'm glad to hear you had a positive experience with my customer service, Kimberly. Your feedback means a lot to me, and I'm here to assist you whenever you need. Thank you for your kind words!
For me, communication is key, and Moe has maintained an open, positive, and insightful stream of communication with me throughout the whole process I gretally appreciate his efforts .
Reply from Moe Sefati
May 11th, 2026 09:24 PM
I'm grateful for your kind words, Jarrod. Maintaining clear and insightful communication is important to me, and I'm pleased to know it made a positive impact on your experience. Thank you for sharing your appreciation!
The whole process was fast and easy! Thank you Moe!
Reply from Moe Sefati
April 8th, 2026 05:52 PM
It's great to know that you found the process fast and easy. I appreciate your feedback, and I'm here to help if you need anything else in the future. Thank you for choosing Lumin Lending, Arledy!
Easy process , good help throughout.
Reply from Moe Sefati
March 23rd, 2026 04:10 PM
Craig, I'm pleased to hear that you found the process easy and the assistance helpful. It's important to me that your experience with Lumin Lending feels smooth and supportive. Thank you for sharing this feedback!
Moe is everything you want and more friendly, informative and straightforard are . He helps you to full understand so you can make the best descision possible for your situation. thanks Moe!
Reply from Moe Sefati
February 22nd, 2026 09:57 PM
I'm really glad to hear that you found my assistance helpful and straightforward, Jason. Making sure you fully understand your options is very important to me, and I'm pleased I could support you in making the best decision for your situation....
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I appreciated the knowledge and service.
Appreciate all the help. Was very seamless and made things easy for me as a home
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About
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
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/850
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 975986