

Moe Sefati
Executive Branch Manager

With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Straightforward no
Was dedicated, transparent, and helpful.
Reply from Moe Sefati
June 4th, 2026 05:00 PM
Thank you, Larisa, for highlighting my dedication and transparency. I'm glad I could be of help to you. If there's anything more you need, please feel free to reach out.
Moe and his team took the time to find the right product for my lending needs... Moe helped me to navi the process... He is approachable, responsive and knowledgeable...
Reply from Moe Sefati
June 3rd, 2026 01:45 PM
I appreciate your kind words, Paul. I'm pleased that you found my assistance and the efforts of my team valuable in finding the right product for your needs. If there's anything more I can help you with, please feel free to reach out.
Moe was very helpful in explaining the process to us. He was very kind and knowledgeable. He was also very prompt in communicating with us. He was very patient in answering all of my questions and made sure I understood everything.
Reply from Moe Sefati
June 1st, 2026 06:58 PM
I'm grateful for your kind words, Juan. It's great to know that my explanations and communication were helpful to you. If you have any more questions or need further assistance, please don't hesitate to reach out.
Highly professional
Reply from Moe Sefati
May 29th, 2026 06:43 PM
Thank you, Ettore, for recognizing my professionalism. I appreciate your feedback and if there's anything more I can assist you with, please let me know.
Very helpful
Reply from Moe Sefati
May 25th, 2026 07:23 PM
I'm glad to hear you found my assistance helpful, Fausto. If there's anything else you need or any questions you have, please feel free to reach out.
Good information, friendly, organized
Reply from Moe Sefati
May 21st, 2026 01:11 PM
Thank you, Debra, for your kind words. I'm pleased to hear that you found the information helpful and appreciated the friendly and organized service. If you have any more questions or need further assistance, feel free to reach out.
excellent help with my HELOC, made the entire process smooth, clear, great, responsiveness, and expertise
Reply from Moe Sefati
May 20th, 2026 02:46 PM
I'm grateful for your positive feedback, Henry. It's nice to know that my assistance with your HELOC process was smooth and clear. Thank you for appreciating my responsiveness and expertise.
If there was a word higher than great I would use it. I am so glad I responded to his first phone call.
Reply from Moe Sefati
May 19th, 2026 03:40 PM
I'm grateful for your appreciated feedback, Akbar. It’s good to know that responding to my call was a positive decision for you. Thank you for your kind words and for choosing Lumin Lending!
VERY GOOD CUSTOMER SERVICE
Reply from Moe Sefati
May 18th, 2026 07:20 PM
I'm glad to hear you had a positive experience with my customer service, Kimberly. Your feedback means a lot to me, and I'm here to assist you whenever you need. Thank you for your kind words!
10 of 104
About
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Search Rank ScoreLearn More →
301
/850
Search Rank Score
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 975986